X-ray cervical spine 2-3 views at CENTENNIAL MEDICAL CENTER AT ASHLAND CITY

313 NORTH MAIN STREET, Ashland City, TN · Tristarhealth · · NPI 1265487193

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$1,647.26

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,647.26

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.78 with BCBS vs $2,000.00 with BCBS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS TENNCARE $15.78 ↓ -99%
BCBS COVERKIDS $17.15 ↓ -99%
BCBS NetworkP $21.62 ↓ -99%
Humana HumanaChoiceCare $42.24 ↓ -97%
Humana NarrowExchangeNetwork $42.24 ↓ -97%
Humana HumanaChoice $42.24 ↓ -97%
Humana BroadNetwork $42.24 ↓ -97%
BCBS BlueCare $45.62 ↓ -97%
Aetna NewBusiness $52.81 ↓ -97%
Aetna COMM $52.81 ↓ -97%
United CorePayer $83.86 ↓ -95%
United AllPayerAppendix $83.86 ↓ -95%
United HeritageSelect $83.86 ↓ -95%
Cigna NewBusiness $92.37 ↓ -94%
Cigna OAP $104.92 ↓ -94%
Kentucky Labor Cabinet WORKERSCOMP $303.26 ↓ -82%
Pruitt Health (AllyAlign) MCR $312.98 ↓ -81%
Apex Health MCR $312.98 ↓ -81%
NHC Advantage, Inc. MCRHMO $312.98 ↓ -81%
United OptionsPPO $401.93 ↓ -76%
Humana TRICARE $411.81 ↓ -75%
Amerigroup MGMCR $510.65 ↓ -69%
Cigna PPO $513.95 ↓ -69%
United GlobalBenefitPlan $741.27 ↓ -55%
Aetna NAP $823.63 ↓ -50%
BGFH SingleSource DIRECTNETWORK $823.63 ↓ -50%
Multiplan COMM $905.99 ↓ -45%
Southern Health Partners Prison $988.36 ↓ -40%
Employers Health Network COMM $1,153.08 ↓ -30%
Odom's TN Pride Sausage WORKERSCOMP $1,235.44 ↓ -25%
BGFH SingleSource LEASEDNETWORK $1,400.17 ↓ -15%
Beech Street COMM $1,515.48 ↓ -8%
BCBS MCR $2,000.00 ↑ +21%

Visitor-reported prices

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X-ray cervical spine 2-3 views at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $127.55 $17.15 – $127.70
CHI Memorial Hospital Hixson Hixson $101.53 $25.52 – $240.10
62-1166050 BMH Carroll County Huntingdon $112.24 $17.15 – $160.80
CHI Memorial Hospital Chattanooga Chattanooga $145.09 $25.52 – $240.10
Johnson City Medical Center JOHNSON CITY $69.30 $19.89 – $177.03
Ascension Saint Thomas DeKalb Smithville $127.55 $17.15 – $127.70
Ascension Saint Thomas Highlands Sparta $127.55 $17.15 – $127.70
Ascension Saint Thomas River Park McMinnville $127.55 $22.18 – $127.70

All Tennessee hospitals for this procedure →