X-ray bone survey infant at CENTENNIAL MEDICAL CENTER AT ASHLAND CITY

313 NORTH MAIN STREET, Ashland City, TN · Tristarhealth · · NPI 1265487193

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$1,780.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,780.40

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$25.35 with BCBS vs $2,000.00 with BCBS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS TENNCARE $25.35 ↓ -99%
BCBS COVERKIDS $27.55 ↓ -98%
BCBS NetworkP $64.18 ↓ -96%
BCBS BlueCare $73.28 ↓ -96%
Humana NarrowExchangeNetwork $130.48 ↓ -93%
Humana HumanaChoice $130.48 ↓ -93%
Humana HumanaChoiceCare $130.48 ↓ -93%
Humana BroadNetwork $130.48 ↓ -93%
Aetna COMM $143.45 ↓ -92%
Aetna NewBusiness $143.45 ↓ -92%
United CorePayer $154.52 ↓ -91%
United AllPayerAppendix $154.52 ↓ -91%
United HeritageSelect $154.52 ↓ -91%
Cigna NewBusiness $234.86 ↓ -87%
Cigna OAP $266.77 ↓ -85%
Kentucky Labor Cabinet WORKERSCOMP $327.77 ↓ -82%
Pruitt Health (AllyAlign) MCR $338.28 ↓ -81%
Apex Health MCR $338.28 ↓ -81%
NHC Advantage, Inc. MCRHMO $338.28 ↓ -81%
United OptionsPPO $434.42 ↓ -76%
Humana TRICARE $445.10 ↓ -75%
Amerigroup MGMCR $551.92 ↓ -69%
Cigna PPO $555.48 ↓ -69%
United GlobalBenefitPlan $801.18 ↓ -55%
Aetna NAP $890.20 ↓ -50%
BGFH SingleSource DIRECTNETWORK $890.20 ↓ -50%
Multiplan COMM $979.22 ↓ -45%
Southern Health Partners Prison $1,068.24 ↓ -40%
Employers Health Network COMM $1,246.28 ↓ -30%
Odom's TN Pride Sausage WORKERSCOMP $1,335.30 ↓ -25%
BGFH SingleSource LEASEDNETWORK $1,513.34 ↓ -15%
Beech Street COMM $1,637.97 ↓ -8%
BCBS MCR $2,000.00 ↑ +12%

Visitor-reported prices

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X-ray bone survey infant at other Tennessee hospitals

Hospital City Cash price Negotiated range
62-1166050 BMH Carroll County Huntingdon $125.12 $27.55 – $194.20
Johnson City Medical Center JOHNSON CITY $69.30 $31.96 – $212.67
Ascension Saint Thomas DeKalb Smithville $160.85 $27.55 – $179.33
Ascension Saint Thomas Highlands Sparta $160.85 $27.55 – $179.33
Ascension Saint Thomas River Park McMinnville $153.18 $37.36 – $179.33
Hancock County Hospital SNEEDVILLE $67.85 $31.96 – $161.01
Greeneville Community Hospital GREENEVILLE $69.30 $27.17 – $212.67
Bristol Regional Medical Center BRISTOL $69.30 $31.96 – $238.03

All Tennessee hospitals for this procedure →