Urine pregnancy test at CENTENNIAL MEDICAL CENTER AT ASHLAND CITY

313 NORTH MAIN STREET, Ashland City, TN · Tristarhealth · · NPI 1265487193

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$856.89

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$856.89

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.87 with Wellpoint vs $2,000.00 with BCBS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint MGMCD $3.87 ↓ -100%
BCBS TENNCARE $6.72 ↓ -99%
Aetna NewBusiness $6.85 ↓ -99%
Aetna COMM $6.85 ↓ -99%
BCBS COVERKIDS $7.26 ↓ -99%
United HeritageSelect $8.61 ↓ -99%
United CorePayer $8.61 ↓ -99%
United AllPayerAppendix $8.61 ↓ -99%
Humana ChoicecareMGMCR $8.61 ↓ -99%
Bright Health SmallGroup $8.61 ↓ -99%
Bright Health HIX $8.61 ↓ -99%
Sarah Cannon Research COMM $8.61 ↓ -99%
BCBS NetworkP $8.63 ↓ -99%
Zing MGMCR $8.87 ↓ -99%
WellCare MCR $8.87 ↓ -99%
Ambetter Select $8.95 ↓ -99%
United VACCN $9.04 ↓ -99%
Devoted Health Plan MCR $9.04 ↓ -99%
American Health Advantage MCRPOS $9.04 ↓ -99%
American Health Advantage MCRHMO $9.04 ↓ -99%
Healthspring MCRHMOTMN $9.04 ↓ -99%
American Health Advantage MCRSNP $9.04 ↓ -99%
American Health Advantage MCRPFFS $9.04 ↓ -99%
Evergreen HMO MCR $9.04 ↓ -99%
Healthspring MCRPPO $9.04 ↓ -99%
American Health Advantage MCRPPO $9.04 ↓ -99%
Healthspring MCRHMONonTMN $9.04 ↓ -99%
Aetna MGMCRSNP $9.13 ↓ -99%
Aetna MGMCRHMO $9.13 ↓ -99%
Aetna MGMCRPPO $9.13 ↓ -99%
Ambetter CORE $9.30 ↓ -99%
ATRIO Golden Times MCR $9.47 ↓ -99%
Signature Advantage MCR $9.58 ↓ -99%
Bright Health MCRNarrow $10.40 ↓ -99%
Prime Health WORKERSCOMP $12.40 ↓ -99%
CorVel Corporation WORKERSCOMP $12.66 ↓ -99%
NovaNET WORKERSCOMP $12.66 ↓ -99%
Cigna NewBusiness $15.58 ↓ -98%
Cigna OAP $17.70 ↓ -98%
BCBS BlueCare $19.42 ↓ -98%
Oscar HIX $25.83 ↓ -97%
Humana HumanaChoice $34.44 ↓ -96%
Humana NarrowExchangeNetwork $34.44 ↓ -96%
Humana HumanaChoiceCare $34.44 ↓ -96%
Humana BroadNetwork $34.44 ↓ -96%
Kentucky Labor Cabinet WORKERSCOMP $157.75 ↓ -82%
Pruitt Health (AllyAlign) MCR $162.81 ↓ -81%
Apex Health MCR $162.81 ↓ -81%
NHC Advantage, Inc. MCRHMO $162.81 ↓ -81%
United OptionsPPO $209.08 ↓ -76%
Humana TRICARE $214.22 ↓ -75%
Amerigroup MGMCR $265.64 ↓ -69%
Cigna PPO $267.35 ↓ -69%
United GlobalBenefitPlan $385.60 ↓ -55%
Aetna NAP $428.44 ↓ -50%
BGFH SingleSource DIRECTNETWORK $428.44 ↓ -50%
Multiplan COMM $471.29 ↓ -45%
Southern Health Partners Prison $514.13 ↓ -40%
Employers Health Network COMM $599.82 ↓ -30%
Odom's TN Pride Sausage WORKERSCOMP $642.67 ↓ -25%
BGFH SingleSource LEASEDNETWORK $728.36 ↓ -15%
Beech Street COMM $788.34 ↓ -8%
BCBS MCR $2,000.00 ↑ +133%

Visitor-reported prices

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Urine pregnancy test at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $14.24 $3.10 – $27.07
CHI Memorial Hospital Hixson Hixson $26.35 $5.62 – $62.30
62-1166050 BMH Carroll County Huntingdon $46.23 $6.72 – $17.22
CHI Memorial Hospital Chattanooga Chattanooga $37.65 $5.62 – $62.30
Johnson City Medical Center JOHNSON CITY $11.10 $3.08 – $18.77
Ascension Saint Thomas River Park McMinnville $52.53 $4.44 – $27.07
Hancock County Hospital SNEEDVILLE $10.81 $3.45 – $18.77
Greeneville Community Hospital GREENEVILLE $11.10 $3.23 – $18.77

All Tennessee hospitals for this procedure →