Urinalysis (with microscopy) at CENTENNIAL MEDICAL CENTER AT ASHLAND CITY

313 NORTH MAIN STREET, Ashland City, TN · Tristarhealth · · NPI 1265487193

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$606.94

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$606.94

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.43 with Wellpoint vs $2,000.00 with BCBS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint MGMCD $1.43 ↓ -100%
BCBS TENNCARE $2.22 ↓ -100%
BCBS COVERKIDS $2.40 ↓ -100%
Aetna NewBusiness $2.52 ↓ -100%
Aetna COMM $2.52 ↓ -100%
Humana ChoicecareMGMCR $3.17 ↓ -99%
United AllPayerAppendix $3.17 ↓ -99%
United HeritageSelect $3.17 ↓ -99%
Bright Health HIX $3.17 ↓ -99%
United CorePayer $3.17 ↓ -99%
Sarah Cannon Research COMM $3.17 ↓ -99%
Bright Health SmallGroup $3.17 ↓ -99%
Zing MGMCR $3.27 ↓ -99%
WellCare MCR $3.27 ↓ -99%
Ambetter Select $3.30 ↓ -99%
American Health Advantage MCRPPO $3.33 ↓ -99%
United VACCN $3.33 ↓ -99%
Healthspring MCRHMOTMN $3.33 ↓ -99%
American Health Advantage MCRPOS $3.33 ↓ -99%
American Health Advantage MCRHMO $3.33 ↓ -99%
American Health Advantage MCRSNP $3.33 ↓ -99%
American Health Advantage MCRPFFS $3.33 ↓ -99%
Evergreen HMO MCR $3.33 ↓ -99%
Healthspring MCRPPO $3.33 ↓ -99%
Devoted Health Plan MCR $3.33 ↓ -99%
Healthspring MCRHMONonTMN $3.33 ↓ -99%
Aetna MGMCRSNP $3.36 ↓ -99%
Aetna MGMCRHMO $3.36 ↓ -99%
Aetna MGMCRPPO $3.36 ↓ -99%
Ambetter CORE $3.43 ↓ -99%
ATRIO Golden Times MCR $3.49 ↓ -99%
Signature Advantage MCR $3.53 ↓ -99%
Bright Health MCRNarrow $3.83 ↓ -99%
BCBS NetworkP $4.32 ↓ -99%
Prime Health WORKERSCOMP $4.56 ↓ -99%
CorVel Corporation WORKERSCOMP $4.66 ↓ -99%
NovaNET WORKERSCOMP $4.66 ↓ -99%
Cigna NewBusiness $5.77 ↓ -99%
BCBS BlueCare $6.42 ↓ -99%
Cigna OAP $6.55 ↓ -99%
Oscar HIX $9.51 ↓ -98%
Humana HumanaChoice $12.68 ↓ -98%
Humana NarrowExchangeNetwork $12.68 ↓ -98%
Humana HumanaChoiceCare $12.68 ↓ -98%
Humana BroadNetwork $12.68 ↓ -98%
Kentucky Labor Cabinet WORKERSCOMP $111.74 ↓ -82%
Pruitt Health (AllyAlign) MCR $115.32 ↓ -81%
Apex Health MCR $115.32 ↓ -81%
NHC Advantage, Inc. MCRHMO $115.32 ↓ -81%
United OptionsPPO $148.09 ↓ -76%
Humana TRICARE $151.74 ↓ -75%
Amerigroup MGMCR $188.15 ↓ -69%
Cigna PPO $189.37 ↓ -69%
United GlobalBenefitPlan $273.12 ↓ -55%
Aetna NAP $303.47 ↓ -50%
BGFH SingleSource DIRECTNETWORK $303.47 ↓ -50%
Multiplan COMM $333.82 ↓ -45%
Southern Health Partners Prison $364.16 ↓ -40%
Employers Health Network COMM $424.86 ↓ -30%
Odom's TN Pride Sausage WORKERSCOMP $455.21 ↓ -25%
BGFH SingleSource LEASEDNETWORK $515.90 ↓ -15%
Beech Street COMM $558.38 ↓ -8%
BCBS MCR $2,000.00 ↑ +230%

Visitor-reported prices

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Urinalysis (with microscopy) at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $48.14 $1.14 – $12.42
CHI Memorial Hospital Hixson Hixson $10.07 $2.81 – $23.80
62-1166050 BMH Carroll County Huntingdon $31.05 $2.22 – $6.34
CHI Memorial Hospital Chattanooga Chattanooga $14.39 $2.81 – $23.80
Johnson City Medical Center JOHNSON CITY $5.70 $1.59 – $6.91
Ascension Saint Thomas DeKalb Smithville $48.14 $2.22 – $12.42
Ascension Saint Thomas Highlands Sparta $48.14 $2.22 – $12.42
Ascension Saint Thomas River Park McMinnville $48.14 $2.22 – $12.42

All Tennessee hospitals for this procedure →