Surgical pathology level 3 gross & microscopic examination at CENTENNIAL MEDICAL CENTER AT ASHLAND CITY
313 NORTH MAIN STREET, Ashland City, TN · Tristarhealth · · NPI 1265487193
$560.26
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$560.26
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$9.57 with BCBS vs $2,000.00 with BCBS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | TENNCARE | $9.57 | ↓ -98% |
| BCBS | COVERKIDS | $10.34 | ↓ -98% |
| BCBS | BlueCare | $27.66 | ↓ -95% |
| BCBS | NetworkP | $28.50 | ↓ -95% |
| Aetna | COMM | $30.38 | ↓ -95% |
| Aetna | NewBusiness | $30.38 | ↓ -95% |
| Humana | HumanaChoiceCare | $43.48 | ↓ -92% |
| Humana | HumanaChoice | $43.48 | ↓ -92% |
| Humana | NarrowExchangeNetwork | $43.48 | ↓ -92% |
| Humana | BroadNetwork | $43.48 | ↓ -92% |
| United | CorePayer | $49.76 | ↓ -91% |
| United | HeritageSelect | $49.76 | ↓ -91% |
| United | AllPayerAppendix | $49.76 | ↓ -91% |
| Cigna | NewBusiness | $54.57 | ↓ -90% |
| Cigna | OAP | $61.97 | ↓ -89% |
| Bright Health | HIX | $95.24 | ↓ -83% |
| Oscar | HIX | $102.53 | ↓ -82% |
| Kentucky Labor Cabinet | WORKERSCOMP | $103.14 | ↓ -82% |
| NHC Advantage, Inc. | MCRHMO | $106.45 | ↓ -81% |
| Apex Health | MCR | $106.45 | ↓ -81% |
| Pruitt Health (AllyAlign) | MCR | $106.45 | ↓ -81% |
| Ambetter | CORE | $124.94 | ↓ -78% |
| Ambetter | Select | $129.98 | ↓ -77% |
| Bright Health | SmallGroup | $134.46 | ↓ -76% |
| United | OptionsPPO | $136.70 | ↓ -76% |
| Humana | TRICARE | $140.06 | ↓ -75% |
| Amerigroup | MGMCR | $173.68 | ↓ -69% |
| Cigna | PPO | $174.80 | ↓ -69% |
| United | GlobalBenefitPlan | $252.12 | ↓ -55% |
| BGFH SingleSource | DIRECTNETWORK | $280.13 | ↓ -50% |
| Aetna | NAP | $280.13 | ↓ -50% |
| Multiplan | COMM | $308.14 | ↓ -45% |
| Southern Health Partners | Prison | $336.16 | ↓ -40% |
| Employers Health Network | COMM | $392.18 | ↓ -30% |
| Odom's TN Pride Sausage | WORKERSCOMP | $420.19 | ↓ -25% |
| BGFH SingleSource | LEASEDNETWORK | $476.22 | ↓ -15% |
| Beech Street | COMM | $515.44 | ↓ -8% |
| BCBS | MCR | $2,000.00 | ↑ +257% |
Visitor-reported prices
Comments
Surgical pathology level 3 gross & microscopic examination at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $104.06 | $9.57 – $92.08 |
| CHI Memorial Hospital Hixson | Hixson | $173.76 | $14.24 – $410.90 |
| 62-1166050 BMH Carroll County | Huntingdon | $31.97 | $9.57 – $97.58 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $248.31 | $14.24 – $410.90 |
| Johnson City Medical Center | JOHNSON CITY | $45.15 | $16.17 – $106.01 |
| Ascension Saint Thomas DeKalb | Smithville | $104.06 | $9.57 – $92.08 |
| Ascension Saint Thomas Highlands | Sparta | $104.06 | $9.57 – $92.08 |
| Ascension Saint Thomas River Park | McMinnville | $104.06 | $14.30 – $92.08 |