St analysis behavior qualitative voice/resonance at CENTENNIAL MEDICAL CENTER AT ASHLAND CITY
313 NORTH MAIN STREET, Ashland City, TN · Tristarhealth · · NPI 1265487193
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$79.52 with BCBS vs $326.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | TENNCARE | $79.52 | — |
| BCBS | COVERKIDS | $85.88 | — |
| Sarah Cannon Research | COMM | $105.05 | — |
| Humana | ChoicecareMGMCR | $105.05 | — |
| Wellpoint | MGMCD | $105.05 | — |
| Zing | MGMCR | $108.20 | — |
| WellCare | MCR | $108.20 | — |
| American Health Advantage | MCRPPO | $110.30 | — |
| Devoted Health Plan | MCR | $110.30 | — |
| United | VACCN | $110.30 | — |
| American Health Advantage | MCRPFFS | $110.30 | — |
| American Health Advantage | MCRHMO | $110.30 | — |
| American Health Advantage | MCRPOS | $110.30 | — |
| American Health Advantage | MCRSNP | $110.30 | — |
| Healthspring | MCRHMOTMN | $110.30 | — |
| Healthspring | MCRHMONonTMN | $110.30 | — |
| Healthspring | MCRPPO | $110.30 | — |
| Evergreen HMO | MCR | $110.30 | — |
| Aetna | MGMCRSNP | $111.41 | — |
| Aetna | MGMCRPPO | $111.41 | — |
| Aetna | MGMCRHMO | $111.41 | — |
| ATRIO Golden Times | MCR | $115.56 | — |
| Signature Advantage | MCR | $116.92 | — |
| Bright Health | MCRNarrow | $126.85 | — |
| Prime Health | WORKERSCOMP | $151.27 | — |
| CorVel Corporation | WORKERSCOMP | $154.42 | — |
| NovaNET | WORKERSCOMP | $154.42 | — |
| BCBS | NetworkP | $221.34 | — |
| BCBS | BlueCare | $229.81 | — |
| Aetna | NewBusiness | $274.00 | — |
| Aetna | COMM | $326.00 | — |
Visitor-reported prices
Comments
St analysis behavior qualitative voice/resonance at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Memorial Hospital Hixson | Hixson | $84.36 | $57.00 – $199.50 |
| 62-1166050 BMH Carroll County | Huntingdon | $69.00 | $60.36 – $79.52 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $120.56 | $59.85 – $199.50 |
| Johnson City Medical Center | JOHNSON CITY | $92.55 | $44.00 – $355.49 |
| Greeneville Community Hospital | GREENEVILLE | $92.55 | $37.00 – $385.76 |
| Bristol Regional Medical Center | BRISTOL | $92.55 | $57.00 – $361.76 |
| Franklin Woods Community Hospital | JOHNSON CITY | $92.55 | $46.00 – $385.76 |
| Holston Valley Medical Center | KINGSPORT | $92.55 | $61.00 – $361.76 |