MRI fetal sngl/1st gestation at CENTENNIAL MEDICAL CENTER AT ASHLAND CITY

313 NORTH MAIN STREET, Ashland City, TN · Tristarhealth · · NPI 1265487193

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$222.34 with BCBS vs $930.32 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS TENNCARE $222.34
BCBS COVERKIDS $241.67
United AllPayerAppendix $313.62
United CorePayer $313.62
United HeritageSelect $313.62
Humana HumanaChoice $558.04
Humana BroadNetwork $558.04
Humana HumanaChoiceCare $558.04
Humana NarrowExchangeNetwork $558.04
BCBS BlueCare $642.84
Aetna COMM $930.32
Aetna NewBusiness $930.32

Visitor-reported prices

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MRI fetal sngl/1st gestation at other Tennessee hospitals

Hospital City Cash price Negotiated range
Greeneville Community Hospital GREENEVILLE $897.00 $98.47 – $485.38
Bristol Regional Medical Center BRISTOL $897.00 $164.12 – $543.24
Holston Valley Medical Center KINGSPORT $897.00 $164.12 – $543.24
62-0123940 BMH Collierville Collierville $301.14 $210.27 – $442.68
Hawkins County Memorial Hospital ROGERSVILLE $897.00 $136.77 – $471.92
Fort Sanders Regional Medical Center Knoxville $556.71 $52.56 – $1,518.30
Ascension Saint Thomas Midtown Nashville not published $208.35 – $1,273.66
Ascension Saint Thomas DeKalb Smithville not published $135.40 – $1,273.66

All Tennessee hospitals for this procedure →