Microbe susceptible mlc at CENTENNIAL MEDICAL CENTER AT ASHLAND CITY

313 NORTH MAIN STREET, Ashland City, TN · Tristarhealth · · NPI 1265487193

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.14 with BCBS vs $160.68 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS NetworkP $14.14
Wellpoint MGMCD $18.08
BCBS TENNCARE $19.51
BCBS COVERKIDS $21.07
Aetna NewBusiness $31.94
Aetna COMM $31.94
United CorePayer $40.17
Humana ChoicecareMGMCR $40.17
Bright Health SmallGroup $40.17
Sarah Cannon Research COMM $40.17
United AllPayerAppendix $40.17
United HeritageSelect $40.17
Bright Health HIX $40.17
WellCare MCR $41.38
Zing MGMCR $41.38
Ambetter Select $41.78
American Health Advantage MCRPOS $42.18
United VACCN $42.18
American Health Advantage MCRHMO $42.18
Devoted Health Plan MCR $42.18
American Health Advantage MCRPPO $42.18
American Health Advantage MCRSNP $42.18
American Health Advantage MCRPFFS $42.18
Evergreen HMO MCR $42.18
Healthspring MCRPPO $42.18
Healthspring MCRHMONonTMN $42.18
Healthspring MCRHMOTMN $42.18
Aetna MGMCRPPO $42.60
Aetna MGMCRHMO $42.60
Aetna MGMCRSNP $42.60
Ambetter CORE $43.39
ATRIO Golden Times MCR $44.19
Signature Advantage MCR $44.71
Bright Health MCRNarrow $48.51
BCBS BlueCare $56.38
Prime Health WORKERSCOMP $57.84
CorVel Corporation WORKERSCOMP $59.05
NovaNET WORKERSCOMP $59.05
Cigna NewBusiness $71.52
Cigna OAP $81.22
Oscar HIX $120.51
Humana HumanaChoice $160.68
Humana BroadNetwork $160.68
Humana HumanaChoiceCare $160.68
Humana NarrowExchangeNetwork $160.68

Visitor-reported prices

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Microbe susceptible mlc at other Tennessee hospitals

Hospital City Cash price Negotiated range
62-1138045 BMH Union City Union City $40.80 $22.11 – $80.34
Ascension Saint Thomas Midtown Nashville not published $14.46 – $126.43
Ascension Saint Thomas DeKalb Smithville not published $7.27 – $126.43
Ascension Saint Thomas Highlands Sparta not published $7.27 – $126.43
Ascension Saint Thomas River Park McMinnville not published $7.27 – $126.43
Ascension Saint Thomas Rutherford Murfreesboro not published $19.51 – $126.43
Ascension Saint Thomas Hickman Centerville not published $21.21 – $126.43
HENDERSONVILLE MEDICAL CENTER HENDERSONVILLE not published $14.14 – $120.51

All Tennessee hospitals for this procedure →