Electrophysiology evaluation at CENTENNIAL MEDICAL CENTER AT ASHLAND CITY
313 NORTH MAIN STREET, Ashland City, TN · Tristarhealth · · NPI 1265487193
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,293.36 with BCBS vs $30,393.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | TENNCARE | $1,293.36 | — |
| BCBS | COVERKIDS | $1,396.83 | — |
| BCBS | BlueCare | $3,737.81 | — |
| Bright Health | HIX | $5,094.00 | — |
| Bright Health | SmallGroup | $6,946.00 | — |
| Apex Health | MCR | $7,950.00 | — |
| Oscar | HIX | $8,071.00 | — |
| United | CorePayer | $15,281.00 | — |
| Ambetter | Select | $15,600.00 | — |
| Ambetter | CORE | $16,224.00 | — |
| United | HeritageSelect | $16,299.00 | — |
| United | AllPayerAppendix | $20,374.00 | — |
| Aetna | NewBusiness | $25,919.00 | — |
| Aetna | COMM | $30,393.00 | — |
Visitor-reported prices
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Electrophysiology evaluation at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Memorial Hospital Hixson | Hixson | $2,890.74 | $176.31 – $6,836.20 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $4,131.02 | $176.31 – $6,836.20 |
| Ascension Saint Thomas Rutherford | Murfreesboro | $4,119.36 | $95.70 – $12,715.00 |
| Greeneville Community Hospital | GREENEVILLE | $513.90 | $126.90 – $9,386.65 |
| Bristol Regional Medical Center | BRISTOL | $513.90 | $618.94 – $8,964.87 |
| Holston Valley Medical Center | KINGSPORT | $513.90 | $618.94 – $8,964.87 |
| 62-0123940 BMH Collierville | Collierville | $2,489.76 | $227.40 – $1,293.36 |
| Hawkins County Memorial Hospital | ROGERSVILLE | $513.90 | $618.94 – $9,855.98 |