Culture typing added method at CENTENNIAL MEDICAL CENTER AT ASHLAND CITY

313 NORTH MAIN STREET, Ashland City, TN · Tristarhealth · · NPI 1265487193

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$50.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$50.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.48 with Wellpoint vs $2,000.00 with BCBS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint MGMCD $3.48 ↓ -93%
BCBS NetworkP $5.71 ↓ -89%
Aetna COMM $6.16 ↓ -88%
Aetna NewBusiness $6.16 ↓ -88%
BCBS TENNCARE $6.92 ↓ -86%
BCBS COVERKIDS $7.47 ↓ -85%
United CorePayer $7.74 ↓ -85%
Sarah Cannon Research COMM $7.74 ↓ -85%
United AllPayerAppendix $7.74 ↓ -85%
Humana ChoicecareMGMCR $7.74 ↓ -85%
Bright Health SmallGroup $7.74 ↓ -85%
Bright Health HIX $7.74 ↓ -85%
United HeritageSelect $7.74 ↓ -85%
Zing MGMCR $7.97 ↓ -84%
WellCare MCR $7.97 ↓ -84%
Ambetter Select $8.05 ↓ -84%
United VACCN $8.13 ↓ -84%
Devoted Health Plan MCR $8.13 ↓ -84%
American Health Advantage MCRPOS $8.13 ↓ -84%
American Health Advantage MCRHMO $8.13 ↓ -84%
Healthspring MCRHMOTMN $8.13 ↓ -84%
American Health Advantage MCRSNP $8.13 ↓ -84%
American Health Advantage MCRPFFS $8.13 ↓ -84%
Evergreen HMO MCR $8.13 ↓ -84%
Healthspring MCRPPO $8.13 ↓ -84%
American Health Advantage MCRPPO $8.13 ↓ -84%
Healthspring MCRHMONonTMN $8.13 ↓ -84%
Aetna MGMCRSNP $8.21 ↓ -84%
Aetna MGMCRHMO $8.21 ↓ -84%
Aetna MGMCRPPO $8.21 ↓ -84%
Ambetter CORE $8.36 ↓ -83%
ATRIO Golden Times MCR $8.51 ↓ -83%
Signature Advantage MCR $8.61 ↓ -83%
Kentucky Labor Cabinet WORKERSCOMP $9.21 ↓ -82%
Bright Health MCRNarrow $9.35 ↓ -81%
NHC Advantage, Inc. MCRHMO $9.50 ↓ -81%
Pruitt Health (AllyAlign) MCR $9.50 ↓ -81%
Apex Health MCR $9.50 ↓ -81%
Prime Health WORKERSCOMP $11.15 ↓ -78%
NovaNET WORKERSCOMP $11.38 ↓ -77%
CorVel Corporation WORKERSCOMP $11.38 ↓ -77%
United OptionsPPO $12.20 ↓ -76%
Humana TRICARE $12.50 ↓ -75%
Cigna NewBusiness $13.85 ↓ -72%
Amerigroup MGMCR $15.50 ↓ -69%
Cigna PPO $15.60 ↓ -69%
Cigna OAP $15.73 ↓ -69%
BCBS BlueCare $20.00 ↓ -60%
United GlobalBenefitPlan $22.50 ↓ -55%
Oscar HIX $23.22 ↓ -54%
Aetna NAP $25.00 ↓ -50%
BGFH SingleSource DIRECTNETWORK $25.00 ↓ -50%
Multiplan COMM $27.50 ↓ -45%
Southern Health Partners Prison $30.00 ↓ -40%
Humana BroadNetwork $30.96 ↓ -38%
Humana NarrowExchangeNetwork $30.96 ↓ -38%
Humana HumanaChoice $30.96 ↓ -38%
Humana HumanaChoiceCare $30.96 ↓ -38%
Employers Health Network COMM $35.00 ↓ -30%
Odom's TN Pride Sausage WORKERSCOMP $37.50 ↓ -25%
BGFH SingleSource LEASEDNETWORK $42.50 ↓ -15%
Beech Street COMM $46.00 ↓ -8%
BCBS MCR $2,000.00 ↑ +3900%

Visitor-reported prices

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Culture typing added method at other Tennessee hospitals

Hospital City Cash price Negotiated range
CHI Memorial Hospital Hixson Hixson $76.37 $4.65 – $180.60
CHI Memorial Hospital Chattanooga Chattanooga $109.14 $4.65 – $180.60
Johnson City Medical Center JOHNSON CITY $9.00 $3.87 – $16.87
Hancock County Hospital SNEEDVILLE $8.97 $3.70 – $17.32
Greeneville Community Hospital GREENEVILLE $9.00 $2.66 – $16.87
Bristol Regional Medical Center BRISTOL $9.00 $3.87 – $18.58
Franklin Woods Community Hospital JOHNSON CITY $9.00 $3.87 – $16.87
Holston Valley Medical Center KINGSPORT $9.00 $3.87 – $18.58

All Tennessee hospitals for this procedure →