Culture fungi skin/hair/nail at CENTENNIAL MEDICAL CENTER AT ASHLAND CITY

313 NORTH MAIN STREET, Ashland City, TN · Tristarhealth · · NPI 1265487193

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$998.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$998.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.47 with Wellpoint vs $2,000.00 with BCBS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint MGMCD $3.47 ↓ -100%
Aetna NewBusiness $6.13 ↓ -99%
Aetna COMM $6.13 ↓ -99%
United AllPayerAppendix $7.71 ↓ -99%
Humana ChoicecareMGMCR $7.71 ↓ -99%
United CorePayer $7.71 ↓ -99%
United HeritageSelect $7.71 ↓ -99%
Bright Health HIX $7.71 ↓ -99%
Bright Health SmallGroup $7.71 ↓ -99%
Sarah Cannon Research COMM $7.71 ↓ -99%
WellCare MCR $7.94 ↓ -99%
Zing MGMCR $7.94 ↓ -99%
Ambetter Select $8.02 ↓ -99%
Devoted Health Plan MCR $8.10 ↓ -99%
Healthspring MCRHMOTMN $8.10 ↓ -99%
Healthspring MCRHMONonTMN $8.10 ↓ -99%
Healthspring MCRPPO $8.10 ↓ -99%
Evergreen HMO MCR $8.10 ↓ -99%
American Health Advantage MCRPFFS $8.10 ↓ -99%
United VACCN $8.10 ↓ -99%
American Health Advantage MCRSNP $8.10 ↓ -99%
American Health Advantage MCRPPO $8.10 ↓ -99%
American Health Advantage MCRPOS $8.10 ↓ -99%
American Health Advantage MCRHMO $8.10 ↓ -99%
Aetna MGMCRHMO $8.18 ↓ -99%
Aetna MGMCRSNP $8.18 ↓ -99%
Aetna MGMCRPPO $8.18 ↓ -99%
Ambetter CORE $8.32 ↓ -99%
ATRIO Golden Times MCR $8.48 ↓ -99%
Signature Advantage MCR $8.58 ↓ -99%
Bright Health MCRNarrow $9.31 ↓ -99%
BCBS NetworkP $10.52 ↓ -99%
Prime Health WORKERSCOMP $11.10 ↓ -99%
CorVel Corporation WORKERSCOMP $11.33 ↓ -99%
NovaNET WORKERSCOMP $11.33 ↓ -99%
Cigna NewBusiness $13.85 ↓ -99%
BCBS TENNCARE $15.14 ↓ -98%
Cigna OAP $15.73 ↓ -98%
BCBS COVERKIDS $16.35 ↓ -98%
Oscar HIX $23.13 ↓ -98%
Humana HumanaChoiceCare $30.84 ↓ -97%
Humana BroadNetwork $30.84 ↓ -97%
Humana HumanaChoice $30.84 ↓ -97%
Humana NarrowExchangeNetwork $30.84 ↓ -97%
BCBS BlueCare $43.75 ↓ -96%
Kentucky Labor Cabinet WORKERSCOMP $183.73 ↓ -82%
NHC Advantage, Inc. MCRHMO $189.62 ↓ -81%
Pruitt Health (AllyAlign) MCR $189.62 ↓ -81%
Apex Health MCR $189.62 ↓ -81%
United OptionsPPO $243.51 ↓ -76%
Humana TRICARE $249.50 ↓ -75%
Amerigroup MGMCR $309.38 ↓ -69%
Cigna PPO $311.38 ↓ -69%
United GlobalBenefitPlan $449.10 ↓ -55%
Aetna NAP $499.00 ↓ -50%
BGFH SingleSource DIRECTNETWORK $499.00 ↓ -50%
Multiplan COMM $548.90 ↓ -45%
Southern Health Partners Prison $598.80 ↓ -40%
Employers Health Network COMM $698.60 ↓ -30%
Odom's TN Pride Sausage WORKERSCOMP $748.50 ↓ -25%
BGFH SingleSource LEASEDNETWORK $848.30 ↓ -15%
Beech Street COMM $918.16 ↓ -8%
BCBS MCR $2,000.00 ↑ +100%

Visitor-reported prices

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Culture fungi skin/hair/nail at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $77.37 $2.78 – $29.34
CHI Memorial Hospital Hixson Hixson $19.24 $6.85 – $45.50
62-1166050 BMH Carroll County Huntingdon $6.67 $6.71 – $15.42
CHI Memorial Hospital Chattanooga Chattanooga $27.50 $6.85 – $45.50
Johnson City Medical Center JOHNSON CITY $13.50 $3.86 – $16.81
Ascension Saint Thomas DeKalb Smithville $77.37 $5.42 – $29.34
Ascension Saint Thomas Highlands Sparta $77.37 $5.42 – $29.34
Ascension Saint Thomas River Park McMinnville $77.37 $5.42 – $29.34

All Tennessee hospitals for this procedure →