Covers for upright each at CENTENNIAL MEDICAL CENTER AT ASHLAND CITY

313 NORTH MAIN STREET, Ashland City, TN · Tristarhealth · · NPI 1265487193

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$50.16 with Humana vs $73.74 with NovaNET — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana ChoicecareMGMCR $50.16
Sarah Cannon Research COMM $50.16
Wellpoint MGMCD $50.16
Zing MGMCR $51.66
WellCare MCR $51.66
Evergreen HMO MCR $52.67
United VACCN $52.67
American Health Advantage MCRSNP $52.67
American Health Advantage MCRPFFS $52.67
Healthspring MCRPPO $52.67
Healthspring MCRHMOTMN $52.67
Healthspring MCRHMONonTMN $52.67
Devoted Health Plan MCR $52.67
American Health Advantage MCRHMO $52.67
American Health Advantage MCRPOS $52.67
American Health Advantage MCRPPO $52.67
Aetna MGMCRSNP $53.19
Aetna MGMCRPPO $53.19
Aetna MGMCRHMO $53.19
ATRIO Golden Times MCR $55.18
Signature Advantage MCR $55.83
Bright Health MCRNarrow $60.57
Prime Health WORKERSCOMP $72.23
CorVel Corporation WORKERSCOMP $73.74
NovaNET WORKERSCOMP $73.74

Visitor-reported prices

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Covers for upright each at other Tennessee hospitals

Hospital City Cash price Negotiated range
HENDERSONVILLE MEDICAL CENTER HENDERSONVILLE not published $48.66 – $73.74
HORIZON MEDICAL CENTER DICKSON not published $45.14 – $73.74
SKYLINE MADISON CAMPUS NASHVILLE not published $36.12 – $73.74
SOUTHERN HILLS MEDICAL CENTER ANTIOCH not published $36.12 – $73.74
STONECREST MEDICAL CENTER Smyrna not published $45.14 – $73.74
SUMMIT MEDICAL CENTER MT JULIET not published $45.14 – $73.74
Parkwest Medical Center Knoxville not published $24.97 – $52.67
Roane County Medical Center Harriman not published $50.16 – $52.67

All Tennessee hospitals for this procedure →