Chest CT scan (with and without contrast) at CENTENNIAL MEDICAL CENTER AT ASHLAND CITY

313 NORTH MAIN STREET, Ashland City, TN · Tristarhealth · · NPI 1265487193

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$12,467.43

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$12,467.43

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$230.29 with BCBS vs $11,470.04 with Beech Street — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS TENNCARE $230.29 ↓ -98%
Humana BroadNetwork $233.36 ↓ -98%
Humana HumanaChoice $233.36 ↓ -98%
Humana HumanaChoiceCare $233.36 ↓ -98%
Humana NarrowExchangeNetwork $233.36 ↓ -98%
BCBS COVERKIDS $250.31 ↓ -98%
United HeritageSelect $341.20 ↓ -97%
United AllPayerAppendix $341.20 ↓ -97%
United CorePayer $341.20 ↓ -97%
Aetna NewBusiness $459.25 ↓ -96%
Aetna COMM $459.25 ↓ -96%
BCBS BlueCare $665.82 ↓ -95%
BCBS MCR $2,000.00 ↓ -84%
Kentucky Labor Cabinet WORKERSCOMP $2,295.25 ↓ -82%
Apex Health MCR $2,368.81 ↓ -81%
NHC Advantage, Inc. MCRHMO $2,368.81 ↓ -81%
Pruitt Health (AllyAlign) MCR $2,368.81 ↓ -81%
United OptionsPPO $3,042.05 ↓ -76%
Humana TRICARE $3,116.86 ↓ -75%
Amerigroup MGMCR $3,864.90 ↓ -69%
Cigna PPO $3,889.84 ↓ -69%
United GlobalBenefitPlan $5,610.34 ↓ -55%
Aetna NAP $6,233.72 ↓ -50%
BGFH SingleSource DIRECTNETWORK $6,233.72 ↓ -50%
Multiplan COMM $6,857.09 ↓ -45%
Southern Health Partners Prison $7,480.46 ↓ -40%
Employers Health Network COMM $8,727.20 ↓ -30%
BGFH SingleSource LEASEDNETWORK $10,597.32 ↓ -15%
Beech Street COMM $11,470.04 ↓ -8%

Visitor-reported prices

visitor-reported
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Chest CT scan (with and without contrast) at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $1,044.56 $153.44 – $617.08
CHI Memorial Hospital Hixson Hixson $1,604.92 $176.05 – $3,795.40
62-1166050 BMH Carroll County Huntingdon $900.22 $141.42 – $325.10
CHI Memorial Hospital Chattanooga Chattanooga $2,293.51 $176.05 – $3,795.40
Johnson City Medical Center JOHNSON CITY $587.70 $163.67 – $406.92
Ascension Saint Thomas DeKalb Smithville $956.16 $151.23 – $617.08
Ascension Saint Thomas Highlands Sparta $956.16 $151.23 – $617.08
Ascension Saint Thomas River Park McMinnville $910.64 $151.23 – $617.08

All Tennessee hospitals for this procedure →