Adh-sendout at CENTENNIAL MEDICAL CENTER AT ASHLAND CITY

313 NORTH MAIN STREET, Ashland City, TN · Tristarhealth · · NPI 1265487193

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.27 with Wellpoint vs $192.65 with BCBS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint MGMCD $15.27
Aetna NewBusiness $26.99
Aetna COMM $26.99
Bright Health SmallGroup $33.94
Bright Health HIX $33.94
Sarah Cannon Research COMM $33.94
United AllPayerAppendix $33.94
Humana ChoicecareMGMCR $33.94
United HeritageSelect $33.94
United CorePayer $33.94
WellCare MCR $34.96
Zing MGMCR $34.96
Ambetter Select $35.30
American Health Advantage MCRPOS $35.64
United VACCN $35.64
American Health Advantage MCRHMO $35.64
Devoted Health Plan MCR $35.64
American Health Advantage MCRPPO $35.64
American Health Advantage MCRSNP $35.64
American Health Advantage MCRPFFS $35.64
Evergreen HMO MCR $35.64
Healthspring MCRPPO $35.64
Healthspring MCRHMONonTMN $35.64
Healthspring MCRHMOTMN $35.64
Aetna MGMCRSNP $35.99
Aetna MGMCRHMO $35.99
Aetna MGMCRPPO $35.99
Ambetter CORE $36.65
ATRIO Golden Times MCR $37.33
Signature Advantage MCR $37.78
Bright Health MCRNarrow $40.98
BCBS NetworkP $46.31
Prime Health WORKERSCOMP $48.87
NovaNET WORKERSCOMP $49.89
CorVel Corporation WORKERSCOMP $49.89
Cigna NewBusiness $60.56
BCBS TENNCARE $66.66
Cigna OAP $68.77
BCBS COVERKIDS $71.99
Oscar HIX $101.82
Humana HumanaChoiceCare $135.76
Humana BroadNetwork $135.76
Humana HumanaChoice $135.76
Humana NarrowExchangeNetwork $135.76
BCBS BlueCare $192.65

Visitor-reported prices

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Adh-sendout at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $109.16 $12.22 – $130.95
CHI Memorial Hospital Hixson Hixson $47.36 $30.15 – $112.00
62-1166050 BMH Carroll County Huntingdon $65.09 $29.53 – $67.88
CHI Memorial Hospital Chattanooga Chattanooga $67.68 $30.15 – $112.00
Johnson City Medical Center JOHNSON CITY $30.75 $16.97 – $73.99
Ascension Saint Thomas DeKalb Smithville $109.16 $23.80 – $130.95
Ascension Saint Thomas Highlands Sparta $109.16 $23.80 – $130.95
Ascension Saint Thomas River Park McMinnville $109.16 $23.80 – $130.95

All Tennessee hospitals for this procedure →