Elbow X-ray (3 or more views, both sides) at Sanford Hospital Webster

1401 W 1st St, Webster, SD · Sanford Health · · NPI 1831103449

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$407.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$509.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$159.83 with Sanford Health Plan Align vs $458.10 with First Choice Health Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan Align Medicare Replacement $159.83 ↓ -61%
Wellmark SD Medicare Replacement $171.53 ↓ -58%
Ucare Medicare Replacement $171.53 ↓ -58%
Health Partners Medicare Replacement $173.06 ↓ -58%
United Healthcare Medicare Replacement $173.06 ↓ -58%
Great Plains Medicare Advantage Medicare Replacement $173.06 ↓ -58%
Aetna Medicare Replacement $173.06 ↓ -58%
Primewest Medicare Replacement $176.37 ↓ -57%
Sanford Health Plan SD Exchange True $278.88 ↓ -32%
Security Health Plan Commercial $279.95 ↓ -31%
Sanford Health Plan Group Health/True $318.02 ↓ -22%
Sanford Health Plan SD Exchange Commercial $328.10 ↓ -19%
Health Partners State Employees $335.94 ↓ -18%
Sanford Health Plan Commercial/ND Pers $374.12 ↓ -8%
Health Partners Commercial $381.75 ↓ -6%
Medica Choice $419.93 ↑ +3%
United Healthcare Commercial + Top 20 $425.02 ↑ +4%
Wellmark PPO $437.74 ↑ +8%
Aetna Commercial $442.32 ↑ +9%
Ucare Commercial $447.21 ↑ +10%
Medica Elect $448.94 ↑ +10%
Healthez Commercial $458.10 ↑ +13%
Multiplan Commercial $458.10 ↑ +13%
First Choice Health Network Commercial $458.10 ↑ +13%

Visitor-reported prices

visitor-reported
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Elbow X-ray (3 or more views, both sides) at other South-dakota hospitals

Hospital City Cash price Negotiated range
Sanford Clear Lake Medical Center Clear Lake $368.00 $235.98 – $414.00
Sanford USD Medical Center Sioux Falls $456.00 $32.95 – $513.00
Sanford Chamberlain Medical Center Chamberlain $420.80 $179.89 – $473.40
Sanford Canton Inwood Medical Center Canton $272.00 $116.28 – $306.00
Sanford Vermillion Hospital Vermillion $308.80 $113.87 – $347.40
Sanford Aberdeen Medical Center Aberdeen $380.00 $83.65 – $427.50

All South-dakota hospitals for this procedure →