Warde copper at Sanford Vermillion Hospital

20 S Plum St, Vermillion, SD · Sanford Health · · NPI 1790721280

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$84.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$105.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18.88 with Sanford Health Plan Align vs $57.60 with First Choice Health Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan Align Medicare Replacement $18.88 ↓ -78%
Wellmark SD Medicare Replacement $19.46 ↓ -77%
Ucare Medicare Replacement $20.86 ↓ -75%
Health Partners Medicare Replacement $21.12 ↓ -75%
Great Plains Medicare Advantage Medicare Replacement $21.12 ↓ -75%
Aetna Medicare Replacement $21.12 ↓ -75%
United Healthcare Medicare Replacement $21.12 ↓ -75%
Primewest Medicare Replacement $21.50 ↓ -74%
Sanford Health Plan SD Exchange True $25.34 ↓ -70%
Sanford Health Plan Group Health/True $28.89 ↓ -66%
Sanford Health Plan SD Exchange Commercial $29.81 ↓ -65%
Sanford Health Plan Commercial/ND Pers $33.99 ↓ -60%
Security Health Plan Commercial $35.20 ↓ -58%
Health Partners State Employees $42.24 ↓ -50%
Health Partners Commercial $48.00 ↓ -43%
Medica Choice $52.80 ↓ -37%
United Healthcare Commercial +20 $53.44 ↓ -36%
Wellmark PPO $55.04 ↓ -34%
Aetna Commercial $55.62 ↓ -34%
Ucare Commercial $56.23 ↓ -33%
Medica Elect $56.45 ↓ -33%
Healthez Commercial $57.60 ↓ -31%
Multiplan Commercial $57.60 ↓ -31%
First Choice Health Network Commercial $57.60 ↓ -31%

Visitor-reported prices

visitor-reported
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Warde copper at other South-dakota hospitals

Hospital City Cash price Negotiated range
Sanford Clear Lake Medical Center Clear Lake $50.40 $29.24 – $51.30
Sanford Hospital Webster Webster $112.00 $18.21 – $52.20
Sanford Chamberlain Medical Center Chamberlain $93.60 $19.84 – $52.20
Sanford Canton Inwood Medical Center Canton $79.20 $21.20 – $55.80
Sanford USD Medical Center Sioux Falls not published $11.79 – $25.41
Sanford Aberdeen Medical Center Aberdeen not published $11.79 – $13.03

All South-dakota hospitals for this procedure →