Mayo infectious agent antigen immunoassay direct optical observation cryptococcus at Sanford Vermillion Hospital

20 S Plum St, Vermillion, SD · Sanford Health · · NPI 1790721280

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$67.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$84.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$20.36 with Sanford Health Plan Align vs $62.10 with First Choice Health Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan Align Medicare Replacement $20.36 ↓ -70%
Wellmark SD Medicare Replacement $20.98 ↓ -69%
Ucare Medicare Replacement $22.49 ↓ -67%
Health Partners Medicare Replacement $22.77 ↓ -66%
Great Plains Medicare Advantage Medicare Replacement $22.77 ↓ -66%
Aetna Medicare Replacement $22.77 ↓ -66%
United Healthcare Medicare Replacement $22.77 ↓ -66%
Primewest Medicare Replacement $23.18 ↓ -66%
Sanford Health Plan SD Exchange True $27.32 ↓ -59%
Sanford Health Plan Group Health/True $31.15 ↓ -54%
Sanford Health Plan SD Exchange Commercial $32.14 ↓ -52%
Sanford Health Plan Commercial/ND Pers $36.65 ↓ -45%
Security Health Plan Commercial $37.95 ↓ -44%
Health Partners State Employees $45.54 ↓ -32%
Health Partners Commercial $51.75 ↓ -23%
Medica Choice $56.93 ↓ -15%
United Healthcare Commercial +20 $57.62 ↓ -14%
Wellmark PPO $59.34 ↓ -12%
Aetna Commercial $59.96 ↓ -11%
Ucare Commercial $60.62 ↓ -10%
Medica Elect $60.86 ↓ -9%
Healthez Commercial $62.10 ↓ -8%
Multiplan Commercial $62.10 ↓ -8%
First Choice Health Network Commercial $62.10 ↓ -8%

Visitor-reported prices

visitor-reported
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Mayo infectious agent antigen immunoassay direct optical observation cryptococcus at other South-dakota hospitals

Hospital City Cash price Negotiated range
Sanford Clear Lake Medical Center Clear Lake $128.00 $62.59 – $109.80
Sanford Hospital Webster Webster $124.80 $40.82 – $117.00
Sanford Chamberlain Medical Center Chamberlain $163.20 $28.39 – $74.70
Sanford Canton Inwood Medical Center Canton $76.00 $27.36 – $72.00
Sanford USD Medical Center Sioux Falls not published $15.27 – $32.91
Sanford Aberdeen Medical Center Aberdeen not published $15.27 – $16.87

All South-dakota hospitals for this procedure →