Surgical pathology level 5 gross & microscopic examination at Sanford USD Medical Center
1305 W 18th St, Sioux Falls, SD · Sanford Health · · NPI 1821017880
$700.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$876.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$159.32 with Blue Cross Blue Shield of Minnesota vs $788.40 with First Choice Health Network — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Minnesota | PMAP | $159.32 | ↓ -77% |
| Sanford Health Plan | SD Exchange True | $287.60 | ↓ -59% |
| Sanford Health Plan | SD Exchange Commercial | $287.60 | ↓ -59% |
| Sanford Health Plan | Group Health/True | $287.60 | ↓ -59% |
| Sanford Health Plan | Commercial/ND Pers | $287.60 | ↓ -59% |
| Health Partners | State Employees | $293.46 | ↓ -58% |
| Health Partners | Commercial | $341.64 | ↓ -51% |
| Sanford Health Plan Align | Medicare Replacement | $341.73 | ↓ -51% |
| Ucare | Medicare Replacement | $366.91 | ↓ -48% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $370.51 | ↓ -47% |
| Great Plains Medicare Advantage | Medicare Replacement | $370.51 | ↓ -47% |
| Health Partners | Medicare Replacement | $370.51 | ↓ -47% |
| Aetna | Medicare Replacement | $370.51 | ↓ -47% |
| United Healthcare | Medicare Replacement | $370.51 | ↓ -47% |
| Primewest | Medicare Replacement | $377.71 | ↓ -46% |
| Blue Cross Blue Shield of Minnesota | State Employees | $441.49 | ↓ -37% |
| Blue Cross Blue Shield of Minnesota | Commercial | $452.09 | ↓ -35% |
| Security Health Plan | Commercial | $481.80 | ↓ -31% |
| United Healthcare | CSP Top 20 | $589.55 | ↓ -16% |
| Medica | Choice | $590.42 | ↓ -16% |
| Ucare | Commercial | $615.74 | ↓ -12% |
| Medica | Elect | $631.60 | ↓ -10% |
| Aetna | Commercial | $670.14 | ↓ -4% |
| United Healthcare | Commercial | $771.76 | ↑ +10% |
| Multiplan | Commercial | $788.40 | ↑ +13% |
| Healthez | Commercial | $788.40 | ↑ +13% |
| First Choice Health Network | Commercial | $788.40 | ↑ +13% |
| Wellmark | HMO/PPO | not published by hospital | — |
| Primewest | Medicaid Managed Care | not published by hospital | — |
| Ucare | Medicaid Managed Care | not published by hospital | — |
Visitor-reported prices
Comments
Surgical pathology level 5 gross & microscopic examination at other South-dakota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Clear Lake Medical Center | Clear Lake | $576.80 | $369.87 – $648.90 |
| Sanford Hospital Webster | Webster | $588.00 | $230.79 – $661.50 |
| Sanford Chamberlain Medical Center | Chamberlain | $555.20 | $237.35 – $624.60 |
| Sanford Canton Inwood Medical Center | Canton | $680.00 | $290.70 – $765.00 |
| Sanford Vermillion Hospital | Vermillion | $677.60 | $249.87 – $762.30 |
| Sanford Aberdeen Medical Center | Aberdeen | $558.40 | $309.56 – $628.20 |