Splint finger frog med at Sanford USD Medical Center

1305 W 18th St, Sioux Falls, SD · Sanford Health · · NPI 1821017880

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$54.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$68.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.36 with Health Partners vs $48.76 with Sanford Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Partners State Employees $4.36 ↓ -92%
Health Partners Commercial $5.07 ↓ -91%
Security Health Plan Commercial $7.15 ↓ -87%
United Healthcare CSP Top 20 $8.75 ↓ -84%
Medica Choice $8.76 ↓ -84%
Ucare Commercial $9.14 ↓ -83%
Medica Elect $9.37 ↓ -83%
Aetna Commercial $9.95 ↓ -82%
United Healthcare Commercial $11.45 ↓ -79%
First Choice Health Network Commercial $11.70 ↓ -78%
Multiplan Commercial $11.70 ↓ -78%
Healthez Commercial $11.70 ↓ -78%
Blue Cross Blue Shield of Minnesota Commercial $35.61 ↓ -35%
Blue Cross Blue Shield of Minnesota State Employees $35.61 ↓ -35%
Blue Cross Blue Shield of Minnesota PMAP $35.61 ↓ -35%
Sanford Health Plan Align Medicare Replacement $36.84 ↓ -32%
Sanford Health Plan SD Exchange True $38.78 ↓ -29%
Ucare Medicare Replacement $39.56 ↓ -27%
Great Plains Medicare Advantage Medicare Replacement $39.94 ↓ -27%
Health Partners Medicare Replacement $39.94 ↓ -27%
Blue Cross Blue Shield of Minnesota Medicare Replacement $39.94 ↓ -27%
Aetna Medicare Replacement $39.94 ↓ -27%
United Healthcare Medicare Replacement $39.94 ↓ -27%
Primewest Medicare Replacement $40.72 ↓ -25%
Sanford Health Plan Group Health/True $43.63 ↓ -20%
Sanford Health Plan SD Exchange Commercial $45.02 ↓ -17%
Sanford Health Plan Commercial/ND Pers $48.76 ↓ -10%
Wellmark HMO/PPO not published by hospital —
Primewest Medicaid Managed Care not published by hospital —
Ucare Medicaid Managed Care not published by hospital —

Visitor-reported prices

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Splint finger frog med at other South-dakota hospitals

Hospital City Cash price Negotiated range
Sanford Aberdeen Medical Center Aberdeen not published $43.40 – $47.96

All South-dakota hospitals for this procedure →