healthcosts.net
Shoulder MRI (with contrast) at Sanford USD Medical Center
1305 W 18th St, Sioux Falls, SD · Sanford Health · · NPI 1821017880
$3,850.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,813.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$321.89 with Sanford Health Plan vs $4,331.70 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Sanford Health Plan | Commercial/ND Pers | $321.89 | ↓ -92% |
| Sanford Health Plan | Group Health/True | $321.89 | ↓ -92% |
| Sanford Health Plan | SD Exchange Commercial | $321.89 | ↓ -92% |
| Sanford Health Plan | SD Exchange True | $321.89 | ↓ -92% |
| Blue Cross Blue Shield of Minnesota | PMAP | $354.89 | ↓ -91% |
| Sanford Health Plan Align | Medicare Replacement | $750.56 | ↓ -81% |
| Ucare | Medicare Replacement | $805.86 | ↓ -79% |
| Aetna | Medicare Replacement | $813.76 | ↓ -79% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $813.76 | ↓ -79% |
| Great Plains Medicare Advantage | Medicare Replacement | $813.76 | ↓ -79% |
| Health Partners | Medicare Replacement | $813.76 | ↓ -79% |
| United Healthcare | Medicare Replacement | $813.76 | ↓ -79% |
| Primewest | Medicare Replacement | $829.56 | ↓ -78% |
| Primewest | Medicaid Managed Care | $839.17 | ↓ -78% |
| Ucare | Medicaid Managed Care | $839.17 | ↓ -78% |
| Blue Cross Blue Shield of Minnesota | State Employees | $983.45 | ↓ -74% |
| Blue Cross Blue Shield of Minnesota | Commercial | $1,007.05 | ↓ -74% |
| Health Partners | State Employees | $1,612.36 | ↓ -58% |
| Health Partners | Commercial | $1,877.07 | ↓ -51% |
| Security Health Plan | Commercial | $2,647.15 | ↓ -31% |
| United Healthcare | CSP Top 20 | $3,239.15 | ↓ -16% |
| Medica | Choice | $3,243.96 | ↓ -16% |
| Ucare | Commercial | $3,383.06 | ↓ -12% |
| Medica | Elect | $3,470.17 | ↓ -10% |
| Aetna | Commercial | $3,681.95 | ↓ -4% |
| United Healthcare | Commercial | $4,240.25 | ↑ +10% |
| First Choice Health Network | Commercial | $4,331.70 | ↑ +13% |
| Healthez | Commercial | $4,331.70 | ↑ +13% |
| Multiplan | Commercial | $4,331.70 | ↑ +13% |
| Wellmark | HMO/PPO | not published by hospital | — |
Visitor-reported prices
Comments
Shoulder MRI (with contrast) at other South-dakota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Clear Lake Medical Center | Clear Lake | $3,597.60 | $1,222.10 – $4,047.30 |
| Sanford Hospital Webster | Webster | $3,516.00 | $1,380.03 – $3,955.50 |
| Sanford Aberdeen Medical Center | Aberdeen | $3,223.20 | $750.56 – $3,626.10 |