Observation direct referral from physician office for admission at Sanford USD Medical Center
1305 W 18th St, Sioux Falls, SD · Sanford Health · · NPI 1821017880
$111.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$139.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$36.77 with Sanford Health Plan vs $807.88 with Blue Cross Blue Shield of Minnesota — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Sanford Health Plan | SD Exchange True | $36.77 | ↓ -67% |
| Sanford Health Plan | Group Health/True | $41.92 | ↓ -62% |
| Sanford Health Plan | SD Exchange Commercial | $43.26 | ↓ -61% |
| Health Partners | State Employees | $46.57 | ↓ -58% |
| Sanford Health Plan | Commercial/ND Pers | $49.32 | ↓ -56% |
| Health Partners | Commercial | $54.21 | ↓ -51% |
| Security Health Plan | Commercial | $76.45 | ↓ -31% |
| United Healthcare | CSP Top 20 | $93.55 | ↓ -16% |
| Medica | Choice | $93.69 | ↓ -16% |
| Ucare | Commercial | $97.70 | ↓ -12% |
| Medica | Elect | $100.22 | ↓ -10% |
| Aetna | Commercial | $106.34 | ↓ -4% |
| United Healthcare | Commercial | $122.46 | ↑ +10% |
| First Choice Health Network | Commercial | $125.10 | ↑ +13% |
| Multiplan | Commercial | $125.10 | ↑ +13% |
| Healthez | Commercial | $125.10 | ↑ +13% |
| Blue Cross Blue Shield of Minnesota | PMAP | $284.70 | ↑ +156% |
| Sanford Health Plan Align | Medicare Replacement | $582.45 | ↑ +424% |
| Ucare | Medicare Replacement | $625.36 | ↑ +462% |
| Health Partners | Medicare Replacement | $631.49 | ↑ +468% |
| Great Plains Medicare Advantage | Medicare Replacement | $631.49 | ↑ +468% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $631.49 | ↑ +468% |
| United Healthcare | Medicare Replacement | $631.49 | ↑ +468% |
| Aetna | Medicare Replacement | $631.49 | ↑ +468% |
| Primewest | Medicare Replacement | $643.76 | ↑ +479% |
| Primewest | Medicaid Managed Care | $673.19 | ↑ +505% |
| Ucare | Medicaid Managed Care | $673.19 | ↑ +505% |
| Blue Cross Blue Shield of Minnesota | State Employees | $788.95 | ↑ +609% |
| Blue Cross Blue Shield of Minnesota | Commercial | $807.88 | ↑ +627% |
| Wellmark | HMO/PPO | not published by hospital | — |
Visitor-reported prices
Comments
Observation direct referral from physician office for admission at other South-dakota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Clear Lake Medical Center | Clear Lake | $436.00 | $279.59 – $490.50 |
| Sanford Hospital Webster | Webster | $212.00 | $83.21 – $238.50 |
| Sanford Chamberlain Medical Center | Chamberlain | $192.00 | $82.08 – $216.00 |
| Sanford Canton Inwood Medical Center | Canton | $222.40 | $95.08 – $250.20 |
| Sanford Vermillion Hospital | Vermillion | $312.00 | $115.05 – $351.00 |
| Sanford Aberdeen Medical Center | Aberdeen | $182.40 | $101.12 – $643.76 |