healthcosts.net
ER Visit (level 3) at Sanford USD Medical Center
1305 W 18th St, Sioux Falls, SD · Sanford Health · · NPI 1821017880
$864.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,081.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$70.24 with Sanford Health Plan vs $972.90 with Multiplan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Sanford Health Plan | Commercial/ND Pers | $70.24 | ↓ -92% |
| Sanford Health Plan | Group Health/True | $70.24 | ↓ -92% |
| Sanford Health Plan | SD Exchange Commercial | $70.24 | ↓ -92% |
| Sanford Health Plan | SD Exchange True | $70.24 | ↓ -92% |
| Blue Cross Blue Shield of Minnesota | PMAP | $126.47 | ↓ -85% |
| Sanford Health Plan Align | Medicare Replacement | $263.05 | ↓ -70% |
| Ucare | Medicare Replacement | $282.43 | ↓ -67% |
| Aetna | Medicare Replacement | $285.20 | ↓ -67% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $285.20 | ↓ -67% |
| Great Plains Medicare Advantage | Medicare Replacement | $285.20 | ↓ -67% |
| Health Partners | Medicare Replacement | $285.20 | ↓ -67% |
| United Healthcare | Medicare Replacement | $285.20 | ↓ -67% |
| Primewest | Medicare Replacement | $290.73 | ↓ -66% |
| Primewest | Medicaid Managed Care | $299.04 | ↓ -65% |
| Ucare | Medicaid Managed Care | $299.04 | ↓ -65% |
| Blue Cross Blue Shield of Minnesota | State Employees | $350.46 | ↓ -59% |
| Blue Cross Blue Shield of Minnesota | Commercial | $358.87 | ↓ -59% |
| Health Partners | State Employees | $362.14 | ↓ -58% |
| Health Partners | Commercial | $421.59 | ↓ -51% |
| Security Health Plan | Commercial | $594.55 | ↓ -31% |
| United Healthcare | CSP Top 20 | $727.51 | ↓ -16% |
| Medica | Choice | $728.59 | ↓ -16% |
| Ucare | Commercial | $759.83 | ↓ -12% |
| Medica | Elect | $779.40 | ↓ -10% |
| Aetna | Commercial | $826.97 | ↓ -4% |
| United Healthcare | Commercial | $952.36 | ↑ +10% |
| First Choice Health Network | Commercial | $972.90 | ↑ +13% |
| Healthez | Commercial | $972.90 | ↑ +13% |
| Multiplan | Commercial | $972.90 | ↑ +13% |
| Wellmark | HMO/PPO | not published by hospital | — |
Visitor-reported prices
Comments
ER Visit (level 3) at other South-dakota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Clear Lake Medical Center | Clear Lake | $827.20 | $530.44 – $930.60 |
| Sanford Hospital Webster | Webster | $716.80 | $281.34 – $806.40 |
| Sanford Chamberlain Medical Center | Chamberlain | $808.00 | $345.42 – $909.00 |
| Sanford Canton Inwood Medical Center | Canton | $840.80 | $359.44 – $945.90 |
| Sanford Vermillion Hospital | Vermillion | $684.80 | $252.52 – $770.40 |
| Sanford Aberdeen Medical Center | Aberdeen | $712.00 | $263.05 – $801.00 |