Echo stress at Sanford USD Medical Center
1305 W 18th St, Sioux Falls, SD · Sanford Health · · NPI 1821017880
$2,205.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,757.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$185.08 with Sanford Health Plan vs $2,419.20 with First Choice Health Network — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Sanford Health Plan | Commercial/ND Pers | $185.08 | ↓ -92% |
| Sanford Health Plan | SD Exchange True | $185.08 | ↓ -92% |
| Sanford Health Plan | SD Exchange Commercial | $185.08 | ↓ -92% |
| Sanford Health Plan | Group Health/True | $185.08 | ↓ -92% |
| Blue Cross Blue Shield of Minnesota | PMAP | $244.52 | ↓ -89% |
| Sanford Health Plan Align | Medicare Replacement | $520.89 | ↓ -76% |
| Ucare | Medicare Replacement | $559.27 | ↓ -75% |
| Great Plains Medicare Advantage | Medicare Replacement | $564.75 | ↓ -74% |
| United Healthcare | Medicare Replacement | $564.75 | ↓ -74% |
| Health Partners | Medicare Replacement | $564.75 | ↓ -74% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $564.75 | ↓ -74% |
| Aetna | Medicare Replacement | $564.75 | ↓ -74% |
| Primewest | Medicare Replacement | $575.72 | ↓ -74% |
| Ucare | Medicaid Managed Care | $578.19 | ↓ -74% |
| Primewest | Medicaid Managed Care | $578.19 | ↓ -74% |
| Blue Cross Blue Shield of Minnesota | State Employees | $677.60 | ↓ -69% |
| Blue Cross Blue Shield of Minnesota | Commercial | $693.86 | ↓ -69% |
| Health Partners | State Employees | $900.48 | ↓ -59% |
| Health Partners | Commercial | $1,048.32 | ↓ -52% |
| Security Health Plan | Commercial | $1,478.40 | ↓ -33% |
| United Healthcare | CSP Top 20 | $1,809.02 | ↓ -18% |
| Medica | Choice | $1,811.71 | ↓ -18% |
| Ucare | Commercial | $1,889.40 | ↓ -14% |
| Medica | Elect | $1,938.05 | ↓ -12% |
| Aetna | Commercial | $2,056.32 | ↓ -7% |
| United Healthcare | Commercial | $2,368.13 | ↑ +7% |
| Multiplan | Commercial | $2,419.20 | ↑ +10% |
| Healthez | Commercial | $2,419.20 | ↑ +10% |
| First Choice Health Network | Commercial | $2,419.20 | ↑ +10% |
| Wellmark | HMO/PPO | not published by hospital | — |
Visitor-reported prices
Comments
Echo stress at other South-dakota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Clear Lake Medical Center | Clear Lake | $2,159.20 | $1,384.59 – $2,429.10 |
| Sanford Hospital Webster | Webster | $1,928.00 | $756.74 – $2,169.00 |
| Sanford Chamberlain Medical Center | Chamberlain | $2,222.40 | $950.08 – $2,500.20 |
| Sanford Canton Inwood Medical Center | Canton | $2,113.60 | $903.56 – $2,377.80 |
| Sanford Vermillion Hospital | Vermillion | $2,027.20 | $747.53 – $2,280.60 |
| Sanford Aberdeen Medical Center | Aberdeen | $1,927.20 | $520.89 – $2,168.10 |