Echo exam of fetal heart at Sanford USD Medical Center
1305 W 18th St, Sioux Falls, SD · Sanford Health · · NPI 1821017880
$1,863.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,329.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$244.52 with Blue Cross Blue Shield of Minnesota vs $2,096.10 with First Choice Health Network — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Minnesota | PMAP | $244.52 | ↓ -87% |
| Sanford Health Plan | Commercial/ND Pers | $261.31 | ↓ -86% |
| Sanford Health Plan | SD Exchange True | $261.31 | ↓ -86% |
| Sanford Health Plan | SD Exchange Commercial | $261.31 | ↓ -86% |
| Sanford Health Plan | Group Health/True | $261.31 | ↓ -86% |
| Sanford Health Plan Align | Medicare Replacement | $520.89 | ↓ -72% |
| Ucare | Medicare Replacement | $559.27 | ↓ -70% |
| Great Plains Medicare Advantage | Medicare Replacement | $564.75 | ↓ -70% |
| United Healthcare | Medicare Replacement | $564.75 | ↓ -70% |
| Health Partners | Medicare Replacement | $564.75 | ↓ -70% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $564.75 | ↓ -70% |
| Aetna | Medicare Replacement | $564.75 | ↓ -70% |
| Primewest | Medicare Replacement | $575.72 | ↓ -69% |
| Ucare | Medicaid Managed Care | $578.19 | ↓ -69% |
| Primewest | Medicaid Managed Care | $578.19 | ↓ -69% |
| Blue Cross Blue Shield of Minnesota | State Employees | $677.60 | ↓ -64% |
| Blue Cross Blue Shield of Minnesota | Commercial | $693.86 | ↓ -63% |
| Health Partners | State Employees | $780.22 | ↓ -58% |
| Health Partners | Commercial | $908.31 | ↓ -51% |
| Security Health Plan | Commercial | $1,280.95 | ↓ -31% |
| United Healthcare | CSP Top 20 | $1,567.42 | ↓ -16% |
| Medica | Choice | $1,569.75 | ↓ -16% |
| Ucare | Commercial | $1,637.05 | ↓ -12% |
| Medica | Elect | $1,679.21 | ↓ -10% |
| Aetna | Commercial | $1,781.69 | ↓ -4% |
| United Healthcare | Commercial | $2,051.85 | ↑ +10% |
| Multiplan | Commercial | $2,096.10 | ↑ +13% |
| Healthez | Commercial | $2,096.10 | ↑ +13% |
| First Choice Health Network | Commercial | $2,096.10 | ↑ +13% |
| Wellmark | HMO/PPO | not published by hospital | — |
Visitor-reported prices
Comments
Echo exam of fetal heart at other South-dakota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Aberdeen Medical Center | Aberdeen | $1,566.40 | $520.89 – $1,762.20 |