Cllr miami j sm at Sanford USD Medical Center

1305 W 18th St, Sioux Falls, SD · Sanford Health · · NPI 1821017880

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$212.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$265.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$78.39 with Health Partners vs $455.15 with Sanford Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Partners State Employees $78.39 ↓ -63%
Health Partners Commercial $91.26 ↓ -57%
Security Health Plan Commercial $128.70 ↓ -39%
United Healthcare CSP Top 20 $157.48 ↓ -26%
Medica Choice $157.72 ↓ -26%
Ucare Commercial $164.48 ↓ -22%
Medica Elect $168.71 ↓ -20%
Aetna Commercial $179.01 ↓ -16%
United Healthcare Commercial $206.15 ↓ -3%
First Choice Health Network Commercial $210.60 ↓ -1%
Multiplan Commercial $210.60 ↓ -1%
Healthez Commercial $210.60 ↓ -1%
Blue Cross Blue Shield of Minnesota Commercial $311.29 ↑ +47%
Blue Cross Blue Shield of Minnesota State Employees $311.29 ↑ +47%
Blue Cross Blue Shield of Minnesota PMAP $311.29 ↑ +47%
Sanford Health Plan Align Medicare Replacement $343.88 ↑ +62%
Sanford Health Plan SD Exchange True $361.98 ↑ +71%
Ucare Medicare Replacement $369.22 ↑ +74%
Great Plains Medicare Advantage Medicare Replacement $372.84 ↑ +76%
Health Partners Medicare Replacement $372.84 ↑ +76%
Blue Cross Blue Shield of Minnesota Medicare Replacement $372.84 ↑ +76%
Aetna Medicare Replacement $372.84 ↑ +76%
United Healthcare Medicare Replacement $372.84 ↑ +76%
Primewest Medicare Replacement $380.08 ↑ +79%
Sanford Health Plan Group Health/True $407.26 ↑ +92%
Sanford Health Plan SD Exchange Commercial $420.19 ↑ +98%
Sanford Health Plan Commercial/ND Pers $455.15 ↑ +115%
Wellmark HMO/PPO not published by hospital —
Primewest Medicaid Managed Care not published by hospital —
Ucare Medicaid Managed Care not published by hospital —

Visitor-reported prices

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Cllr miami j sm at other South-dakota hospitals

Hospital City Cash price Negotiated range
Sanford Hospital Webster Webster $224.80 $88.23 – $252.90
Sanford Aberdeen Medical Center Aberdeen $317.60 $176.07 – $433.27

All South-dakota hospitals for this procedure →