Afo w/ankle joint, prefab at Sanford USD Medical Center

1305 W 18th St, Sioux Falls, SD · Sanford Health · · NPI 1821017880

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$141.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$177.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$59.30 with Health Partners vs $717.87 with Sanford Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Partners State Employees $59.30 ↓ -58%
Health Partners Commercial $69.03 ↓ -51%
Security Health Plan Commercial $97.35 ↓ -31%
United Healthcare CSP Top 20 $119.12 ↓ -16%
Medica Choice $119.30 ↓ -16%
Ucare Commercial $124.41 ↓ -12%
Medica Elect $127.62 ↓ -10%
Aetna Commercial $135.41 ↓ -4%
United Healthcare Commercial $155.94 ↑ +10%
Healthez Commercial $159.30 ↑ +13%
Multiplan Commercial $159.30 ↑ +13%
First Choice Health Network Commercial $159.30 ↑ +13%
Blue Cross Blue Shield of Minnesota PMAP $523.98 ↑ +270%
Blue Cross Blue Shield of Minnesota Commercial $523.98 ↑ +270%
Blue Cross Blue Shield of Minnesota State Employees $523.98 ↑ +270%
Sanford Health Plan Align Medicare Replacement $542.37 ↑ +283%
Sanford Health Plan SD Exchange True $570.92 ↑ +303%
Ucare Medicare Replacement $582.34 ↑ +311%
Blue Cross Blue Shield of Minnesota Medicare Replacement $588.05 ↑ +315%
Great Plains Medicare Advantage Medicare Replacement $588.05 ↑ +315%
Aetna Medicare Replacement $588.05 ↑ +315%
Health Partners Medicare Replacement $588.05 ↑ +315%
United Healthcare Medicare Replacement $588.05 ↑ +315%
Primewest Medicare Replacement $599.47 ↑ +323%
Sanford Health Plan Group Health/True $642.34 ↑ +354%
Sanford Health Plan SD Exchange Commercial $662.72 ↑ +368%
Sanford Health Plan Commercial/ND Pers $717.87 ↑ +407%
Wellmark HMO/PPO not published by hospital
Primewest Medicaid Managed Care not published by hospital
Ucare Medicaid Managed Care not published by hospital

Visitor-reported prices

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Afo w/ankle joint, prefab at other South-dakota hospitals

Hospital City Cash price Negotiated range
Sanford Aberdeen Medical Center Aberdeen not published $639.05 – $706.31

All South-dakota hospitals for this procedure →