Ghs simple repair 12.6 - 20.0 cm - 12005 at Sanford Clear Lake Medical Center

701 3rd Ave S, Clear Lake, SD · Sanford Health · · NPI 1851305296

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$436.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$545.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$279.59 with Sanford Health Plan Align vs $506.80 with Sanford Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan Align Medicare Replacement $279.59 ↓ -36%
Security Health Plan Commercial $299.75 ↓ -31%
Ucare Medicare Replacement $300.30 ↓ -31%
Wellmark SD Medicare Replacement $300.30 ↓ -31%
Health Partners Medicare Replacement $303.02 ↓ -31%
Aetna Medicare Replacement $303.02 ↓ -31%
United Healthcare Medicare Replacement $303.02 ↓ -31%
Great Plains Medicare Advantage Medicare Replacement $303.02 ↓ -31%
Primewest Medicare Replacement $309.02 ↓ -29%
Health Partners State Employees $352.62 ↓ -19%
Sanford Health Plan SD Exchange True $377.79 ↓ -13%
Health Partners Commercial $408.75 ↓ -6%
Sanford Health Plan Group Health/True $430.77 ↓ -1%
Sanford Health Plan SD Exchange Commercial $444.45 ↑ +2%
Blue Cross Blue Shield of Minnesota State Employees $445.81 ↑ +2%
Medica Choice $449.63 ↑ +3%
United Healthcare Commercial + Top 20 $455.08 ↑ +4%
Wellmark PPO $468.70 ↑ +8%
Aetna Commercial $473.61 ↑ +9%
Ucare Commercial $478.84 ↑ +10%
Medica Elect $480.69 ↑ +10%
Cigna Commercial $490.50 ↑ +13%
Multiplan Commercial $490.50 ↑ +13%
Healthez Commercial $490.50 ↑ +13%
First Choice Health Network Commercial $490.50 ↑ +13%
Blue Cross Blue Shield of Minnesota Commercial/Federal $504.23 ↑ +16%
Sanford Health Plan Commercial/ND Pers $506.80 ↑ +16%

Visitor-reported prices

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Ghs simple repair 12.6 - 20.0 cm - 12005 at other South-dakota hospitals

Hospital City Cash price Negotiated range
Sanford USD Medical Center Sioux Falls $664.80 $94.20 – $747.90
Sanford Hospital Webster Webster $476.00 $186.83 – $535.50
Sanford Chamberlain Medical Center Chamberlain $592.80 $253.42 – $666.90
Sanford Canton Inwood Medical Center Canton $499.20 $213.41 – $561.60
Sanford Vermillion Hospital Vermillion $572.00 $210.93 – $643.50
Sanford Aberdeen Medical Center Aberdeen $493.60 $273.64 – $555.30

All South-dakota hospitals for this procedure →