Albumin (human), 25%, 50ml at Sanford Clear Lake Medical Center

701 3rd Ave S, Clear Lake, SD · Sanford Health · · NPI 1851305296

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$175.03

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$218.78

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$62.47 with Sanford Health Plan Align vs $113.23 with Sanford Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan Align Medicare Replacement $62.47 ↓ -64%
Security Health Plan Commercial $66.97 ↓ -62%
Ucare Medicare Replacement $67.10 ↓ -62%
Wellmark SD Medicare Replacement $67.10 ↓ -62%
Health Partners Medicare Replacement $67.70 ↓ -61%
Aetna Medicare Replacement $67.70 ↓ -61%
United Healthcare Medicare Replacement $67.70 ↓ -61%
Great Plains Medicare Advantage Medicare Replacement $67.70 ↓ -61%
Primewest Medicare Replacement $69.04 ↓ -61%
Health Partners State Employees $78.79 ↓ -55%
Sanford Health Plan SD Exchange True $84.41 ↓ -52%
Health Partners Commercial $91.33 ↓ -48%
Sanford Health Plan Group Health/True $96.25 ↓ -45%
Sanford Health Plan SD Exchange Commercial $99.30 ↓ -43%
Blue Cross Blue Shield of Minnesota State Employees $99.61 ↓ -43%
Medica Choice $100.46 ↓ -43%
United Healthcare Commercial + Top 20 $101.68 ↓ -42%
Wellmark PPO $104.72 ↓ -40%
Aetna Commercial $105.82 ↓ -40%
Ucare Commercial $106.99 ↓ -39%
Medica Elect $107.40 ↓ -39%
Cigna Commercial $109.59 ↓ -37%
Multiplan Commercial $109.59 ↓ -37%
Healthez Commercial $109.59 ↓ -37%
First Choice Health Network Commercial $109.59 ↓ -37%
Blue Cross Blue Shield of Minnesota Commercial/Federal $112.66 ↓ -36%
Sanford Health Plan Commercial/ND Pers $113.23 ↓ -35%

Visitor-reported prices

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Albumin (human), 25%, 50ml at other South-dakota hospitals

Hospital City Cash price Negotiated range
Sanford USD Medical Center Sioux Falls $670.80 $50.42 – $201.38
Sanford Hospital Webster Webster $124.15 $48.73 – $139.66
Sanford Chamberlain Medical Center Chamberlain $205.94 $49.78 – $131.00
Sanford Canton Inwood Medical Center Canton $163.34 $64.85 – $170.66
Sanford Vermillion Hospital Vermillion $262.06 $54.14 – $165.16
Sanford Aberdeen Medical Center Aberdeen not published $50.42 – $55.73

All South-dakota hospitals for this procedure →