Ko elastic w/joints pre ots at Sanford Chamberlain Medical Center

300 S Byron Blvd, Chamberlain, SD · Sanford Health · · NPI 1134140825

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$426.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$533.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.20 with Sanford Health Plan Align vs $55.80 with First Choice Health Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan Align Medicare Replacement $21.20 ↓ -95%
Wellmark SD Medicare Replacement $22.75 ↓ -95%
Ucare Medicare Replacement $22.75 ↓ -95%
Health Partners Medicare Replacement $23.00 ↓ -95%
Aetna Medicare Replacement $23.00 ↓ -95%
Great Plains Medicare Advantage Medicare Replacement $23.00 ↓ -95%
United Healthcare Medicare Replacement $23.00 ↓ -95%
Primewest Medicare Replacement $23.44 ↓ -95%
Sanford Health Plan SD Exchange Commercial $33.97 ↓ -92%
Security Health Plan Commercial $34.10 ↓ -92%
Sanford Health Plan Group Health/TRUE $38.74 ↓ -91%
Sanford Health Plan Exchange True $39.97 ↓ -91%
Health Partners State Employees $40.11 ↓ -91%
Sanford Health Plan Commercial/ND Pers $45.57 ↓ -89%
Health Partners Commercial $46.50 ↓ -89%
Medica Choice $51.15 ↓ -88%
United Healthcare Commercial + Top 20 $51.77 ↓ -88%
Wellmark SD Commercial $53.32 ↓ -87%
Aetna Commercial $53.88 ↓ -87%
Ucare Commercial $54.47 ↓ -87%
Medica Elect $54.68 ↓ -87%
Healthez Commercial $55.80 ↓ -87%
Multiplan Commercial $55.80 ↓ -87%
First Choice Health Network Commercial $55.80 ↓ -87%

Visitor-reported prices

visitor-reported
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Ko elastic w/joints pre ots at other South-dakota hospitals

Hospital City Cash price Negotiated range
Sanford Clear Lake Medical Center Clear Lake $114.40 $73.36 – $128.70
Sanford Aberdeen Medical Center Aberdeen not published $93.67 – $103.53

All South-dakota hospitals for this procedure →