Ghs layered repair 12.6 - 20.0 cm -12045 at Sanford Chamberlain Medical Center

300 S Byron Blvd, Chamberlain, SD · Sanford Health · · NPI 1134140825

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$885.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,107.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$378.59 with Sanford Health Plan Align vs $996.30 with First Choice Health Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan Align Medicare Replacement $378.59 ↓ -57%
Wellmark SD Medicare Replacement $406.27 ↓ -54%
Ucare Medicare Replacement $406.27 ↓ -54%
Health Partners Medicare Replacement $410.70 ↓ -54%
United Healthcare Medicare Replacement $410.70 ↓ -54%
Great Plains Medicare Advantage Medicare Replacement $410.70 ↓ -54%
Aetna Medicare Replacement $410.70 ↓ -54%
Primewest Medicare Replacement $418.45 ↓ -53%
Sanford Health Plan SD Exchange Commercial $606.53 ↓ -32%
Security Health Plan Commercial $608.85 ↓ -31%
Sanford Health Plan Group Health/TRUE $691.65 ↓ -22%
Sanford Health Plan Exchange True $713.57 ↓ -19%
Health Partners State Employees $716.23 ↓ -19%
Sanford Health Plan Commercial/ND Pers $813.65 ↓ -8%
Health Partners Commercial $830.25 ↓ -6%
Medica Choice $913.28 ↑ +3%
United Healthcare Commercial + Top 20 $924.35 ↑ +4%
Wellmark SD Commercial $952.02 ↑ +8%
Aetna Commercial $961.98 ↑ +9%
Ucare Commercial $972.61 ↑ +10%
Medica Elect $976.37 ↑ +10%
Healthez Commercial $996.30 ↑ +13%
Multiplan Commercial $996.30 ↑ +13%
First Choice Health Network Commercial $996.30 ↑ +13%

Visitor-reported prices

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Ghs layered repair 12.6 - 20.0 cm -12045 at other South-dakota hospitals

Hospital City Cash price Negotiated range
Sanford USD Medical Center Sioux Falls $882.40 $273.62 – $992.70
Sanford Hospital Webster Webster $899.20 $352.94 – $1,011.60
Sanford Aberdeen Medical Center Aberdeen $928.00 $514.46 – $1,044.00

All South-dakota hospitals for this procedure →