Rsv assay w/optic at Sanford Canton Inwood Medical Center

440 N Hiawatha Dr, Canton, SD · Sanford Health · · NPI 1740244540

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$137.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$172.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$57.46 with Sanford Health Plan Align vs $151.20 with First Choice Health Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan Align Medicare Replacement $57.46 ↓ -58%
Ucare Medicare Replacement $61.66 ↓ -55%
Wellmark Medicare Replacement $61.66 ↓ -55%
Health Partners Medicare Replacement $62.33 ↓ -55%
United Healthcare Medicare Replacement $62.33 ↓ -55%
Aetna Medicare Replacement $62.33 ↓ -55%
Great Plains Medicare Advantage Medicare Replacement $62.33 ↓ -55%
Primewest Medicare Replacement $63.50 ↓ -54%
Sanford Health Plan SD Exchange True $92.05 ↓ -33%
Security Health Plan Commercial $92.40 ↓ -33%
Sanford Health Plan Group Health/True $104.97 ↓ -24%
Sanford Health Plan SD Exchange Commercial $108.29 ↓ -21%
Health Partners State Employees $108.70 ↓ -21%
Sanford Health Plan Commercial/ND Pers $123.48 ↓ -10%
Health Partners Commercial $126.00 ↓ -8%
Medica Choice $138.60 ↑ +1%
United Healthcare Commercial + Top 20 $140.28 ↑ +2%
Wellmark PPO $144.48 ↑ +5%
Aetna Commercial $145.99 ↑ +6%
Ucare Commercial $147.60 ↑ +7%
Medica Elect $148.18 ↑ +8%
Multiplan Commercial $151.20 ↑ +10%
Healthez Commercial $151.20 ↑ +10%
First Choice Health Network Commercial $151.20 ↑ +10%

Visitor-reported prices

visitor-reported
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Rsv assay w/optic at other South-dakota hospitals

Hospital City Cash price Negotiated range
Sanford Clear Lake Medical Center Clear Lake $99.20 $63.61 – $111.60
Sanford Hospital Webster Webster $91.20 $35.80 – $102.60
Sanford Chamberlain Medical Center Chamberlain $130.40 $54.04 – $142.20
Sanford Vermillion Hospital Vermillion $108.00 $39.83 – $121.50
Sanford USD Medical Center Sioux Falls not published $12.45 – $26.83
Sanford Aberdeen Medical Center Aberdeen not published $12.45 – $13.76

All South-dakota hospitals for this procedure →