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Lower Back (Lumbar Spine) X-ray at Sanford Aberdeen Medical Center

2905 3rd Ave SE, Aberdeen, SD · Sanford Health · · NPI 1235406455

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$439.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$549.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$101.02 with Sanford Health Plan Align vs $504.53 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan Align Medicare Replacement $101.02 ↓ -77%
Ucare Medicare Replacement $108.47 ↓ -75%
Aetna Medicare Replacement $109.53 ↓ -75%
Blue Cross Blue Shield of North Dakota Medicare Replacement $109.53 ↓ -75%
Great Plains Medicare Advantage Medicare Replacement $109.53 ↓ -75%
Health Partners Medicare Replacement $109.53 ↓ -75%
United Healthcare Medicare Replacement $109.53 ↓ -75%
Primewest Medicare Replacement $111.66 ↓ -75%
Sanford Health Plan SD Exchange True $243.48 ↓ -45%
Sanford Health Plan Group Health/True $277.63 ↓ -37%
Sanford Health Plan SD Exchange Commercial $286.41 ↓ -35%
Security Health Plan Commercial $301.95 ↓ -31%
Health Partners State Employees $304.15 ↓ -31%
Sanford Health Plan Commercial $326.60 ↓ -26%
Health Partners Commercial $345.87 ↓ -21%
Ucare Commercial $428.77 ↓ -2%
Aetna Commercial $450.18 ↑ +3%
United Healthcare Commercial + Top 20 $458.42 ↑ +4%
Medica Choice $471.59 ↑ +7%
First Choice Health Network Commercial $494.10 ↑ +13%
Healthez Commercial $494.10 ↑ +13%
Multiplan Commercial $494.10 ↑ +13%
Medica Elect $504.53 ↑ +15%
Wellmark HMO not published by hospital
Blue Cross Blue Shield of North Dakota Commercial not published by hospital

Visitor-reported prices

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Lower Back (Lumbar Spine) X-ray at other South-dakota hospitals

Hospital City Cash price Negotiated range
Sanford Clear Lake Medical Center Clear Lake $425.60 $272.92 – $478.80
Sanford USD Medical Center Sioux Falls $585.60 $39.94 – $658.80
Sanford Hospital Webster Webster $444.00 $174.27 – $499.50
Sanford Chamberlain Medical Center Chamberlain $428.80 $183.31 – $482.40
Sanford Canton Inwood Medical Center Canton $331.20 $141.59 – $372.60
Sanford Vermillion Hospital Vermillion $344.00 $126.85 – $387.00

All South-dakota hospitals for this procedure →