Hand X-ray (2 views, both hands) at Sanford Aberdeen Medical Center

2905 3rd Ave SE, Aberdeen, SD · Sanford Health · · NPI 1235406455

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$253.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$317.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$101.02 with Sanford Health Plan Align vs $291.32 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan Align Medicare Replacement $101.02 ↓ -60%
Ucare Medicare Replacement $108.47 ↓ -57%
Aetna Medicare Replacement $109.53 ↓ -57%
Great Plains Medicare Advantage Medicare Replacement $109.53 ↓ -57%
United Healthcare Medicare Replacement $109.53 ↓ -57%
Blue Cross Blue Shield of North Dakota Medicare Replacement $109.53 ↓ -57%
Health Partners Medicare Replacement $109.53 ↓ -57%
Primewest Medicare Replacement $111.66 ↓ -56%
Sanford Health Plan SD Exchange True $140.59 ↓ -45%
Sanford Health Plan Group Health/True $160.31 ↓ -37%
Sanford Health Plan SD Exchange Commercial $165.38 ↓ -35%
Security Health Plan Commercial $174.35 ↓ -31%
Health Partners State Employees $175.62 ↓ -31%
Sanford Health Plan Commercial $188.58 ↓ -26%
Health Partners Commercial $199.71 ↓ -21%
Ucare Commercial $247.58 ↓ -2%
Aetna Commercial $259.94 ↑ +3%
United Healthcare Commercial + Top 20 $264.70 ↑ +4%
Medica Choice $272.30 ↑ +7%
Multiplan Commercial $285.30 ↑ +13%
First Choice Health Network Commercial $285.30 ↑ +13%
Healthez Commercial $285.30 ↑ +13%
Medica Elect $291.32 ↑ +15%
Blue Cross Blue Shield of North Dakota Commercial not published by hospital —
Wellmark HMO not published by hospital —

Visitor-reported prices

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Hand X-ray (2 views, both hands) at other South-dakota hospitals

Hospital City Cash price Negotiated range
Sanford Clear Lake Medical Center Clear Lake $245.60 $157.49 – $276.30
Sanford USD Medical Center Sioux Falls $345.60 $31.62 – $388.80
Sanford Hospital Webster Webster $266.40 $104.56 – $299.70
Sanford Chamberlain Medical Center Chamberlain $336.00 $143.64 – $378.00
Sanford Canton Inwood Medical Center Canton $227.20 $97.13 – $255.60
Sanford Vermillion Hospital Vermillion $225.60 $83.19 – $253.80

All South-dakota hospitals for this procedure →