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Cholesterol (Lipid) Test at Sanford Aberdeen Medical Center
2905 3rd Ave SE, Aberdeen, SD · Sanford Health · · NPI 1235406455
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$12.72 with Sanford Health Plan Align vs $14.06 with Primewest — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Sanford Health Plan Align | Medicare Replacement | $12.72 | — |
| Ucare | Medicare Replacement | $13.66 | — |
| Aetna | Medicare Replacement | $13.79 | — |
| Blue Cross Blue Shield of North Dakota | Medicare Replacement | $13.79 | — |
| Great Plains Medicare Advantage | Medicare Replacement | $13.79 | — |
| Health Partners | Medicare Replacement | $13.79 | — |
| United Healthcare | Medicare Replacement | $13.79 | — |
| Primewest | Medicare Replacement | $14.06 | — |
Visitor-reported prices
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Cholesterol (Lipid) Test at other South-dakota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Clear Lake Medical Center | Clear Lake | $80.80 | $51.81 – $93.50 |
| Sanford Hospital Webster | Webster | $90.40 | $35.48 – $101.70 |
| Sanford Chamberlain Medical Center | Chamberlain | $153.60 | $65.66 – $172.80 |
| Sanford Canton Inwood Medical Center | Canton | $75.20 | $32.15 – $84.60 |
| Sanford Vermillion Hospital | Vermillion | $80.00 | $29.50 – $90.00 |
| Sanford USD Medical Center | Sioux Falls | not published | $12.72 – $27.42 |