X-ray exam of arm infant at LIVE OAK MENTAL HEALTH AND WELLNESS

3445 Ingleside Blvd, Ladson, SC · HCA Trident Health System · · NPI 1124443478

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.62 with Aetna SC vs $861.65 with BCBS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna SC NB $15.62
Aetna SC AFA $15.62
Aetna SC FI $20.95
Aetna SC SI $22.81
BLUE CHOICE MGMCD $31.95
United MCD $31.95
Select Health HIX $41.21
SC State Employees COMM $59.06
Blue Choice Health Plan HIX $112.74
BCBS PBHIX $112.74
Absolute Total Care HIX $132.42
Absolute Total Care MCD $163.26
NHC Advantage MGMCR $172.33
Pruitt Health MCR $172.33
BCBS PreferredBlue $216.02
BCBS BlueChoice $216.02
United AllPayerAppendix $245.18
Medcost NEWULTRA $346.47
United OptionsPPO $362.80
Employers Health Network COMM $408.15
United GlobalBenefit $408.15
OccuNet COMM $453.50
Medcost NEWPAYER $487.97
Vocational Rehab MCR $489.78
Medcost STANDARD $509.73
Humana BH COMM $589.55
First Health PPO $662.11
Humana Choicecare PPO $680.25
MHNet COMM $680.25
Evernorth BHCOMM $725.60
Prime Health COMM $770.95
Multiplan COMM $770.95
NovaNet COMM $816.30
BCBS COMM $861.65

Visitor-reported prices

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X-ray exam of arm infant at other South-carolina hospitals

Hospital City Cash price Negotiated range
MUSC Health Florence Medical Center Florence $327.50 $49.22 – $106.96
St Francis Eastside Greenville $281.40 not published
MUSC Health Chester Medical Center Chester $156.50 $49.22 – $111.16
MUSC Health Orangeburg Medical Center Orangeburg $60.50 $97.24 – $106.96
MUSC Health Main Campus - Charleston Charleston $60.50 $36.94 – $106.96
MUSC Health Black River Medical Center Cades $73.00 $46.42 – $106.96
MUSC Health Lancaster Medical Center Lancaster $652.50 $49.22 – $111.75
HCA HEALTHCARE BRIGHTON PARK ER MONCKS CORNER not published $15.62 – $186.09

All South-carolina hospitals for this procedure →