Upper Back (Thoracic Spine) MRI (with contrast) at LIVE OAK MENTAL HEALTH AND WELLNESS

3445 Ingleside Blvd, Ladson, SC · HCA Trident Health System · · NPI 1124443478

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$10,794.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$10,794.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$338.05 with Select Health vs $10,254.30 with BCBS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Select Health HIX $338.05 ↓ -97%
Absolute Total Care HIX $624.98 ↓ -94%
United AllPayerAppendix $828.27 ↓ -92%
SC State Employees COMM $860.03 ↓ -92%
BLUE CHOICE MGMCD $871.36 ↓ -92%
United MCD $871.36 ↓ -92%
Blue Choice Health Plan HIX $963.29 ↓ -91%
BCBS PBHIX $963.29 ↓ -91%
BCBS PreferredBlue $1,845.81 ↓ -83%
BCBS BlueChoice $1,845.81 ↓ -83%
Aetna SC AFA $1,909.00 ↓ -82%
Aetna SC NB $1,909.00 ↓ -82%
Absolute Total Care MCD $1,942.92 ↓ -82%
NHC Advantage MGMCR $2,050.86 ↓ -81%
Pruitt Health MCR $2,050.86 ↓ -81%
Aetna SC FI $2,561.00 ↓ -76%
Medcost NEWULTRA $4,123.31 ↓ -62%
United OptionsPPO $4,317.60 ↓ -60%
Aetna SC SI $4,684.00 ↓ -57%
Employers Health Network COMM $4,857.30 ↓ -55%
United GlobalBenefit $4,857.30 ↓ -55%
Medcost NEWPAYER $5,807.17 ↓ -46%
Vocational Rehab MCR $5,828.76 ↓ -46%
Medcost STANDARD $6,066.23 ↓ -44%
Humana BH COMM $7,016.10 ↓ -35%
First Health PPO $7,879.62 ↓ -27%
Humana Choicecare PPO $8,095.50 ↓ -25%
Evernorth BHCOMM $8,635.20 ↓ -20%
Multiplan COMM $9,174.90 ↓ -15%
Prime Health COMM $9,174.90 ↓ -15%
NovaNet COMM $9,714.60 ↓ -10%
BCBS COMM $10,254.30 ↓ -5%

Visitor-reported prices

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Upper Back (Thoracic Spine) MRI (with contrast) at other South-carolina hospitals

Hospital City Cash price Negotiated range
HCA HEALTHCARE BRIGHTON PARK ER MONCKS CORNER $10,794.00 $338.05 – $963.29
MUSC Health Florence Medical Center Florence $5,253.00 $324.48 – $356.93
MUSC Health Kershaw Medical Center Camden $2,074.00 $337.23 – $370.95
St Francis Downtown Greenville $857.40 not published
MUSC Health Chester Medical Center Chester $1,202.50 $337.23 – $370.95
MUSC Health Orangeburg Medical Center Orangeburg $1,004.50 $324.48 – $356.93
MUSC Health Main Campus - Charleston Charleston $1,004.50 $324.48 – $443.33
MUSC Health Black River Medical Center Cades $935.00 $324.48 – $557.14

All South-carolina hospitals for this procedure →