Ot evaluation moderate complexity patient/family at LIVE OAK MENTAL HEALTH AND WELLNESS

3445 Ingleside Blvd, Ladson, SC · HCA Trident Health System · · NPI 1124443478

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$59.74 with United vs $587.10 with BCBS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United MCD $59.74
BLUE CHOICE MGMCD $59.74
Blue Choice Health Plan HIX $74.90
BCBS PBHIX $74.90
Agape Hospice MCD $85.17
Devoted Health MEDICARE $85.17
United Behavioral Health VACCN $85.17
Odyssey Hospice MCR $85.17
Humana BH MCR $85.17
Companion MCR $85.17
United VACCN $85.17
HUMANA MCR $85.17
BCBS MCRPPO $85.17
Arcadian MCR $85.17
Agape Hospice MCR $85.17
Advantage Hospice MCD $85.17
Advantage Hospice MCR $85.17
Aetna MCR $86.02
WellCare POS $86.87
WellCare MCRHMO $86.87
WellCare PFFS $86.87
United MCR $86.87
WellCare PPO $86.87
WellCare SNP $86.87
Absolute Total Care MCR $86.87
Molina MCRMMP $86.87
BoldAge PACE MGMCR $87.72
Clover MCR $89.42
Eon Health MCR $89.42
Absolute Total Care HIX $90.23
SC State Employees COMM $91.34
Cigna MCR $91.98
BCBS BlueChoice $92.48
BCBS PreferredBlue $92.48
Humana Tricare $93.18
Universal Healthcare Group MCR $102.20
Absolute Total Care MCD $111.24
Molina HIX $111.24
Prime Health WORKERSCOMP $116.85
CorVel Corporation WORKERSCOMP $116.85
Employer's Health Network WCOMP $116.85
Pruitt Health MCR $117.42
NHC Advantage MGMCR $117.42
Heritage Summit WorkersComp $125.19
Seven Corners COMM $149.04
NaphCare PRISN $178.85
Medcost NEWULTRA $236.08
United OptionsPPO $247.20
Select Health HIX $265.74
Employers Health Network COMM $278.10
United GlobalBenefit $278.10
Medcost NEWPAYER $332.48
Vocational Rehab MCR $333.72
Medcost STANDARD $347.32
Humana BH COMM $401.70
First Health PPO $451.14
Humana Choicecare PPO $463.50
MHNet COMM $463.50
Evernorth BHCOMM $494.40
Multiplan COMM $525.30
Prime Health COMM $525.30
NovaNet COMM $556.20
BCBS COMM $587.10
Aetna SC AFA not published by hospital
Aetna SC SI not published by hospital
Aetna SC NB not published by hospital
Aetna SC FI not published by hospital

Visitor-reported prices

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Ot evaluation moderate complexity patient/family at other South-carolina hospitals

Hospital City Cash price Negotiated range
HCA HEALTHCARE BRIGHTON PARK ER MONCKS CORNER not published $59.74 – $178.85

All South-carolina hospitals for this procedure →