Neck (Cervical Spine) MRI (without contrast) at LIVE OAK MENTAL HEALTH AND WELLNESS

3445 Ingleside Blvd, Ladson, SC · HCA Trident Health System · · NPI 1124443478

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$5,898.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,898.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$216.99 with Select Health vs $5,603.10 with BCBS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Select Health HIX $216.99 ↓ -96%
Absolute Total Care HIX $423.01 ↓ -93%
United AllPayerAppendix $517.79 ↓ -91%
SC State Employees COMM $622.39 ↓ -89%
BLUE CHOICE MGMCD $726.27 ↓ -88%
United MCD $726.27 ↓ -88%
Blue Choice Health Plan HIX $906.69 ↓ -85%
BCBS PBHIX $906.69 ↓ -85%
Absolute Total Care MCD $1,061.64 ↓ -82%
NHC Advantage MGMCR $1,120.62 ↓ -81%
Pruitt Health MCR $1,120.62 ↓ -81%
BCBS BlueChoice $1,666.51 ↓ -72%
BCBS PreferredBlue $1,666.51 ↓ -72%
Aetna SC NB $1,909.00 ↓ -68%
Aetna SC AFA $1,909.00 ↓ -68%
Medcost NEWULTRA $2,253.04 ↓ -62%
United OptionsPPO $2,359.20 ↓ -60%
Aetna SC FI $2,561.00 ↓ -57%
Employers Health Network COMM $2,654.10 ↓ -55%
United GlobalBenefit $2,654.10 ↓ -55%
Medcost NEWPAYER $3,173.12 ↓ -46%
Vocational Rehab MCR $3,184.92 ↓ -46%
Medcost STANDARD $3,314.68 ↓ -44%
Humana BH COMM $3,833.70 ↓ -35%
First Health PPO $4,305.54 ↓ -27%
Humana Choicecare PPO $4,423.50 ↓ -25%
Aetna SC SI $4,684.00 ↓ -21%
Evernorth BHCOMM $4,718.40 ↓ -20%
Multiplan COMM $5,013.30 ↓ -15%
Prime Health COMM $5,013.30 ↓ -15%
NovaNet COMM $5,308.20 ↓ -10%
BCBS COMM $5,603.10 ↓ -5%

Visitor-reported prices

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Neck (Cervical Spine) MRI (without contrast) at other South-carolina hospitals

Hospital City Cash price Negotiated range
HCA HEALTHCARE BRIGHTON PARK ER MONCKS CORNER $5,898.00 $216.99 – $906.69

All South-carolina hospitals for this procedure →