ER Visit (level 3) at LIVE OAK MENTAL HEALTH AND WELLNESS

3445 Ingleside Blvd, Ladson, SC · HCA Trident Health System · · NPI 1124443478

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$440.87 with SC State Employees vs $3,615.00 with HUMANA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
SC State Employees COMM $440.87
Molina MCRMMP $500.00
BCBS PBHIX $586.86
Blue Choice Health Plan HIX $586.86
BCBS BlueChoice $827.36
BCBS PreferredBlue $827.36
Absolute Total Care HIX $857.00
Medcost NEWULTRA $906.10
Aetna SC NB $941.00
Aetna SC AFA $941.00
Select Health HIX $943.00
United OptionsPPO $948.80
Molina HIX $991.00
United GlobalBenefit $1,067.40
Employers Health Network COMM $1,067.40
OccuNet COMM $1,186.00
Aetna SC FI $1,260.00
Medcost NEWPAYER $1,276.14
Vocational Rehab MCR $1,280.88
Medcost STANDARD $1,333.06
Humana BH COMM $1,541.80
First Health PPO $1,731.56
Humana Choicecare PPO $1,779.00
Evernorth BHCOMM $1,897.60
Prime Health COMM $2,016.20
Multiplan COMM $2,016.20
NovaNet COMM $2,134.80
BCBS COMM $2,253.40
Aetna SC SI $2,595.00
United AllPayerAppendix $3,343.00
HUMANA MCR $3,615.00

Visitor-reported prices

visitor-reported
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ER Visit (level 3) at other South-carolina hospitals

Hospital City Cash price Negotiated range
HCA HEALTHCARE BRIGHTON PARK ER MONCKS CORNER not published $440.87 – $586.86

All South-carolina hospitals for this procedure →