Bld prd mix at LIVE OAK MENTAL HEALTH AND WELLNESS

3445 Ingleside Blvd, Ladson, SC · HCA Trident Health System · · NPI 1124443478

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$840.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$840.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$28.19 with United vs $798.00 with BCBS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United MCD $28.19 ↓ -97%
BLUE CHOICE MGMCD $28.19 ↓ -97%
Aetna SC AFA $43.45 ↓ -95%
Aetna SC NB $43.45 ↓ -95%
BCBS PBHIX $51.21 ↓ -94%
Blue Choice Health Plan HIX $51.21 ↓ -94%
Aetna SC FI $58.30 ↓ -93%
Aetna SC SI $75.78 ↓ -91%
SC State Employees COMM $77.54 ↓ -91%
BCBS PreferredBlue $101.06 ↓ -88%
BCBS BlueChoice $101.06 ↓ -88%
Absolute Total Care HIX $122.64 ↓ -85%
United AllPayerAppendix $149.16 ↓ -82%
Absolute Total Care MCD $151.20 ↓ -82%
Molina HIX $151.20 ↓ -82%
NHC Advantage MGMCR $159.60 ↓ -81%
Pruitt Health MCR $159.60 ↓ -81%
Medcost NEWULTRA $320.88 ↓ -62%
United OptionsPPO $336.00 ↓ -60%
Select Health HIX $361.20 ↓ -57%
Employers Health Network COMM $378.00 ↓ -55%
United GlobalBenefit $378.00 ↓ -55%
OccuNet COMM $420.00 ↓ -50%
Medcost NEWPAYER $451.92 ↓ -46%
Vocational Rehab MCR $453.60 ↓ -46%
Medcost STANDARD $472.08 ↓ -44%
Humana BH COMM $546.00 ↓ -35%
First Health PPO $613.20 ↓ -27%
MHNet COMM $630.00 ↓ -25%
Humana Choicecare PPO $630.00 ↓ -25%
Evernorth BHCOMM $672.00 ↓ -20%
Prime Health COMM $714.00 ↓ -15%
Multiplan COMM $714.00 ↓ -15%
NovaNet COMM $756.00 ↓ -10%
BCBS COMM $798.00 ↓ -5%

Visitor-reported prices

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Bld prd mix at other South-carolina hospitals

Hospital City Cash price Negotiated range
HCA HEALTHCARE BRIGHTON PARK ER MONCKS CORNER $840.00 $28.19 – $77.54

All South-carolina hospitals for this procedure →