X-ray surgical specimen at MUSC Health Florence Medical Center
805 Pamplico Hwy Box 100550, Florence, SC · Muschealth · · NPI 1184197683
$496.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$992.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$260.67 with Bcbs vs $667.79 with Bcbs — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Bcbs | Employee | $260.67 | ↓ -47% |
| Bcbs | State Other Commercial Plan | $347.56 | ↓ -30% |
| Bcbs | Bluechoice/Blueoptions Exchange | $447.25 | ↓ -10% |
| Bcbs | Blueessentials Exchange | $447.25 | ↓ -10% |
| Bcbs | Medicare Managed Care Plan | $508.21 | ↑ +2% |
| Aetna | Medicare Managed Care Plan | $518.37 | ↑ +5% |
| Absolute Total Care | Ambetter Exchange | $546.32 | ↑ +10% |
| Bcbs | Preferred Blue Ppo | $558.68 | ↑ +13% |
| Molina | Exchange | $559.03 | ↑ +13% |
| Bcbs | Lowcountry Blue Exchange | $564.75 | ↑ +14% |
| Bcbs | Bluechoice Hmo | $667.79 | ↑ +35% |
Visitor-reported prices
Comments
X-ray surgical specimen at other South-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| HCA HEALTHCARE BRIGHTON PARK ER | MONCKS CORNER | $691.00 | $27.35 – $959.52 |
| LIVE OAK MENTAL HEALTH AND WELLNESS | Ladson | $691.00 | $27.35 – $959.52 |
| MUSC Health Kershaw Medical Center | Camden | $496.00 | $87.49 – $580.99 |
| St Francis Eastside | Greenville | $826.80 | not published |
| MUSC Health Chester Medical Center | Chester | $496.00 | $87.49 – $580.99 |
| MUSC Health Orangeburg Medical Center | Orangeburg | $496.50 | $508.21 – $559.03 |
| MUSC Health Main Campus - Charleston | Charleston | $496.50 | $196.94 – $559.03 |
| MUSC Health Black River Medical Center | Cades | $496.00 | $247.49 – $559.03 |