Surgical pathology level 2 gross & microscopic examination at MUSC Health Florence Medical Center

805 Pamplico Hwy Box 100550, Florence, SC · Muschealth · · NPI 1184197683

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$83.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$167.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.33 with Unitedhealthcare vs $87.36 with Bcbs — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Unitedhealthcare All Commercial Plans $8.33 ↓ -90%
Bcbs Medicare Managed Care Plan $34.74 ↓ -58%
Bcbs Employee $35.19 ↓ -58%
Aetna Medicare Managed Care Plan $35.43 ↓ -58%
Absolute Total Care Ambetter Exchange $37.34 ↓ -55%
Molina Exchange $38.21 ↓ -54%
Bcbs State Other Commercial Plan $46.92 ↓ -44%
Bcbs Lowcountry Blue Exchange $55.19 ↓ -34%
Bcbs Bluechoice/Blueoptions Exchange $58.51 ↓ -30%
Bcbs Blueessentials Exchange $58.51 ↓ -30%
Bcbs Preferred Blue Ppo $73.08 ↓ -12%
Bcbs Bluechoice Hmo $87.36 ↑ +5%

Visitor-reported prices

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Surgical pathology level 2 gross & microscopic examination at other South-carolina hospitals

Hospital City Cash price Negotiated range
HCA HEALTHCARE BRIGHTON PARK ER MONCKS CORNER $292.00 $9.78 – $50.96
LIVE OAK MENTAL HEALTH AND WELLNESS Ladson $292.00 $9.78 – $50.96
MUSC Health Kershaw Medical Center Camden $160.50 $25.93 – $39.71
St Francis Downtown Greenville $193.20 not published
St Francis Eastside Greenville $193.20 not published
MUSC Health Chester Medical Center Chester $63.00 $12.81 – $39.71
MUSC Health Orangeburg Medical Center Orangeburg $87.00 $34.74 – $38.21
MUSC Health Main Campus - Charleston Charleston $87.00 $25.76 – $38.21

All South-carolina hospitals for this procedure →