Ins pm gen w/exist mlt leads at MUSC Health Florence Medical Center
805 Pamplico Hwy Box 100550, Florence, SC · Muschealth · · NPI 1184197683
$10,071.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$20,142.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$15,499.00 with Unitedhealthcare vs $39,554.45 with Bcbs — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Unitedhealthcare | All Commercial Plans | $15,499.00 | ↑ +54% |
| Bcbs | Employee | $16,020.63 | ↑ +59% |
| Bcbs | Medicare Managed Care Plan | $17,914.87 | ↑ +78% |
| Aetna | Medicare Managed Care Plan | $18,273.17 | ↑ +81% |
| Absolute Total Care | Ambetter Exchange | $19,258.49 | ↑ +91% |
| Molina | Exchange | $19,706.36 | ↑ +96% |
| Bcbs | State Other Commercial Plan | $21,360.84 | ↑ +112% |
| Bcbs | Lowcountry Blue Exchange | $24,991.86 | ↑ +148% |
| Bcbs | Bluechoice/Blueoptions Exchange | $26,491.24 | ↑ +163% |
| Bcbs | Blueessentials Exchange | $26,491.24 | ↑ +163% |
| Bcbs | Preferred Blue Ppo | $33,091.74 | ↑ +229% |
| Bcbs | Bluechoice Hmo | $39,554.45 | ↑ +293% |
Visitor-reported prices
Comments
Ins pm gen w/exist mlt leads at other South-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St Francis Downtown | Greenville | $22,369.20 | not published |
| MUSC Health Orangeburg Medical Center | Orangeburg | $11,452.50 | not published |
| MUSC Health Main Campus - Charleston | Charleston | $11,452.50 | $11,664.79 – $19,706.36 |
| MUSC Health Black River Medical Center | Cades | $9,276.50 | $14,232.44 – $19,706.36 |
| HCA HEALTHCARE BRIGHTON PARK ER | MONCKS CORNER | not published | $1,966.31 – $23,197.87 |
| LIVE OAK MENTAL HEALTH AND WELLNESS | Ladson | not published | $1,966.31 – $23,197.87 |
| MUSC Health Kershaw Medical Center | Camden | not published | $11,739.80 – $39,660.00 |
| MUSC Health Chester Medical Center | Chester | not published | $9,863.00 – $24,406.00 |