Pr amput fgr/thumb prim/sec any joint/phal sgl incl neurectomies w dir clsr at MUSC Health Chester Medical Center
1 Medical Park Drive, Chester, SC · Muschealth · · NPI 1558937474
$3,024.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,048.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2,419.75 with Bcbs vs $6,492.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Bcbs | Lowcountry Blue Exchange | $2,419.75 | ↓ -20% |
| Bcbs | Employee | $2,441.88 | ↓ -19% |
| Bcbs | Medicare Managed Care Plan | $3,162.76 | ↑ +5% |
| Bcbs | Bluechoice Exchange | $3,194.13 | ↑ +6% |
| Bcbs | Blueessentials Exchange | $3,194.13 | ↑ +6% |
| Humana | Medicare Managed Care - Ppo | $3,211.40 | ↑ +6% |
| Clover Health | Medicare Managed Care Plan | $3,226.01 | ↑ +7% |
| Aetna | Medicare Managed Care Plan | $3,243.20 | ↑ +7% |
| Bcbs | State Other Commercial Plan | $3,255.84 | ↑ +8% |
| Absolute Total Care | Ambetter Exchange | $3,399.96 | ↑ +12% |
| Molina | Exchange | $3,479.03 | ↑ +15% |
| Unitedhealthcare | All Commercial Plans | $4,392.00 | ↑ +45% |
| Aetna | All Commercial Plans | $5,192.00 | ↑ +72% |
| Bcbs | Preferred Blue Ppo | $5,482.93 | ↑ +81% |
| Bcbs | Bluechoice Hmo | $6,022.99 | ↑ +99% |
| Cigna | All Commercial Plans | $6,492.00 | ↑ +115% |
Visitor-reported prices
Comments
Pr amput fgr/thumb prim/sec any joint/phal sgl incl neurectomies w dir clsr at other South-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MUSC Health Florence Medical Center | Florence | $2,481.00 | $2,441.88 – $4,128.00 |
| MUSC Health Kershaw Medical Center | Camden | $2,760.50 | $1,789.40 – $3,633.00 |
| St Francis Downtown | Greenville | $6,692.69 | $3,134.07 – $3,165.42 |
| St Francis Eastside | Greenville | $3,095.40 | not published |
| MUSC Health Orangeburg Medical Center | Orangeburg | $3,360.00 | $3,043.22 – $3,347.54 |
| MUSC Health Main Campus - Charleston | Charleston | $3,360.00 | $1,777.97 – $3,347.54 |
| MUSC Health Black River Medical Center | Cades | $2,430.00 | $2,169.34 – $3,931.00 |
| MUSC Health Lancaster Medical Center | Lancaster | $2,388.50 | $2,441.88 – $8,099.00 |