MRI chest without contrast at MUSC Health Chester Medical Center

1 Medical Park Drive, Chester, SC · Muschealth · · NPI 1558937474

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$1,003.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,006.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$230.64 with Bcbs vs $1,190.65 with Bcbs — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Bcbs Medicare Managed Care Plan $230.64 ↓ -77%
Humana Medicare Managed Care - Ppo $234.18 ↓ -77%
Clover Health Medicare Managed Care Plan $235.25 ↓ -77%
Aetna Medicare Managed Care Plan $236.50 ↓ -76%
Absolute Total Care Ambetter Exchange $247.93 ↓ -75%
Molina Exchange $253.70 ↓ -75%
Bcbs Employee $468.90 ↓ -53%
Bcbs State Other Commercial Plan $625.20 ↓ -38%
Bcbs Blueessentials Exchange $631.43 ↓ -37%
Bcbs Bluechoice Exchange $631.43 ↓ -37%
Bcbs Lowcountry Blue Exchange $767.48 ↓ -23%
Aetna All Commercial Plans $1,070.63 ↑ +7%
Bcbs Preferred Blue Ppo $1,083.89 ↑ +8%
Bcbs Bluechoice Hmo $1,190.65 ↑ +19%

Visitor-reported prices

visitor-reported
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MRI chest without contrast at other South-carolina hospitals

Hospital City Cash price Negotiated range
HCA HEALTHCARE BRIGHTON PARK ER MONCKS CORNER $11,583.00 $423.01 – $906.69
LIVE OAK MENTAL HEALTH AND WELLNESS Ladson $11,583.00 $423.01 – $906.69
MUSC Health Florence Medical Center Florence $3,789.50 $221.92 – $244.11
MUSC Health Kershaw Medical Center Camden $1,878.00 $230.64 – $253.70
St Francis Eastside Greenville $3,079.20 not published
MUSC Health Orangeburg Medical Center Orangeburg $770.50 $221.92 – $244.11
MUSC Health Main Campus - Charleston Charleston $770.50 $221.92 – $351.47
MUSC Health Black River Medical Center Cades $717.00 $221.92 – $441.71

All South-carolina hospitals for this procedure →