MRI chest w IV cont at MUSC Health Chester Medical Center

1 Medical Park Drive, Chester, SC · Muschealth · · NPI 1558937474

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$1,203.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,407.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$519.55 with Bcbs vs $1,445.13 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Bcbs Employee $519.55 ↓ -57%
Bcbs State Other Commercial Plan $692.73 ↓ -42%
Bcbs Bluechoice Exchange $695.26 ↓ -42%
Bcbs Blueessentials Exchange $695.26 ↓ -42%
Bcbs Medicare Managed Care Plan $757.75 ↓ -37%
Humana Medicare Managed Care - Ppo $769.40 ↓ -36%
Clover Health Medicare Managed Care Plan $772.90 ↓ -36%
Aetna Medicare Managed Care Plan $777.02 ↓ -35%
Absolute Total Care Ambetter Exchange $814.58 ↓ -32%
Molina Exchange $833.52 ↓ -31%
Bcbs Lowcountry Blue Exchange $942.45 ↓ -22%
Bcbs Preferred Blue Ppo $1,193.46 ↓ -1%
Bcbs Bluechoice Hmo $1,311.01 ↑ +9%
Aetna All Commercial Plans $1,445.13 ↑ +20%

Visitor-reported prices

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MRI chest w IV cont at other South-carolina hospitals

Hospital City Cash price Negotiated range
HCA HEALTHCARE BRIGHTON PARK ER MONCKS CORNER $9,777.00 $519.38 – $1,382.61
LIVE OAK MENTAL HEALTH AND WELLNESS Ladson $9,777.00 $519.38 – $1,382.61
MUSC Health Florence Medical Center Florence $3,848.50 $519.55 – $802.02
MUSC Health Orangeburg Medical Center Orangeburg $980.00 $729.11 – $802.02
MUSC Health Main Campus - Charleston Charleston $980.00 $387.01 – $802.02
MUSC Health Black River Medical Center Cades $912.00 $486.36 – $802.02
MUSC Health Lancaster Medical Center Lancaster $3,615.50 $519.55 – $837.96
MUSC Health Kershaw Medical Center Camden not published $389.49 – $833.52

All South-carolina hospitals for this procedure →