Conversion ext bil drg cath at MUSC Health Chester Medical Center

1 Medical Park Drive, Chester, SC · Muschealth · · NPI 1558937474

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 17, 2026

$4,624.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9,248.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3,151.04 with Bcbs vs $29,543.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Bcbs Employee $3,151.04 ↓ -32%
Bcbs Medicare Managed Care Plan $3,460.86 ↓ -25%
Humana Medicare Managed Care - Ppo $3,514.09 ↓ -24%
Clover Health Medicare Managed Care Plan $3,530.08 ↓ -24%
Aetna Medicare Managed Care Plan $3,548.88 ↓ -23%
Absolute Total Care Ambetter Exchange $3,720.42 ↓ -20%
Molina Exchange $3,806.95 ↓ -18%
Bcbs Bluechoice Exchange $4,121.47 ↓ -11%
Bcbs Blueessentials Exchange $4,121.47 ↓ -11%
Bcbs State Other Commercial Plan $4,201.38 ↓ -9%
Aetna All Commercial Plans $5,192.00 ↑ +12%
Bcbs Preferred Blue Ppo $7,074.78 ↑ +53%
Bcbs Bluechoice Hmo $7,771.63 ↑ +68%
Unitedhealthcare All Commercial Plans $10,275.00 ↑ +122%
Cigna All Commercial Plans $29,543.00 ↑ +539%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Conversion ext bil drg cath at other South-carolina hospitals

Hospital City Cash price Negotiated range
MUSC Health Florence Medical Center Florence $3,492.00 $3,151.04 – $12,276.00
St Francis Downtown Greenville $4,269.60 not published
MUSC Health Orangeburg Medical Center Orangeburg $4,334.00 $3,330.05 – $3,663.06
MUSC Health Main Campus - Charleston Charleston $4,334.00 $2,294.16 – $3,663.06
MUSC Health Black River Medical Center Cades $3,192.00 $2,799.15 – $11,692.00
HCA HEALTHCARE BRIGHTON PARK ER MONCKS CORNER not published $4,562.70 – $4,562.70
LIVE OAK MENTAL HEALTH AND WELLNESS Ladson not published $4,562.70 – $4,562.70
MUSC Health Kershaw Medical Center Camden not published $2,308.91 – $11,769.00

All South-carolina hospitals for this procedure →