Surgical pathology level 5 gross & microscopic examination at MUSC Health Black River Medical Center
3555 Williamsburg County Highway, Cades, SC · Muschealth · · NPI 1841914298
$276.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$553.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$25.82 with Unitedhealthcare vs $366.72 with Molina — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Unitedhealthcare | All Commercial Plans | $25.82 | ↓ -91% |
| Bcbs | Lowcountry Blue Exchange | $103.50 | ↓ -63% |
| Bcbs | Bluechoice/Blueoptions Exchange | $109.48 | ↓ -60% |
| Bcbs | Blueessentials Exchange | $109.48 | ↓ -60% |
| Bcbs | Employee | $116.28 | ↓ -58% |
| Bcbs | State Other Commercial Plan | $155.04 | ↓ -44% |
| Bcbs | Preferred Blue Ppo | $270.12 | ↓ -2% |
| Bcbs | Bluechoice Hmo | $296.72 | ↑ +7% |
| Aetna | Medicare Managed Care Plan | $333.38 | ↑ +21% |
| Clover Health | Medicare Managed Care Plan | $340.05 | ↑ +23% |
| Absolute Total Care | Ambetter Exchange | $358.39 | ↑ +30% |
| Molina | Exchange | $366.72 | ↑ +33% |
Visitor-reported prices
Comments
Surgical pathology level 5 gross & microscopic examination at other South-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| HCA HEALTHCARE BRIGHTON PARK ER | MONCKS CORNER | $662.00 | $40.90 – $168.37 |
| LIVE OAK MENTAL HEALTH AND WELLNESS | Ladson | $662.00 | $40.90 – $168.37 |
| MUSC Health Florence Medical Center | Florence | $261.00 | $25.82 – $366.72 |
| MUSC Health Kershaw Medical Center | Camden | $368.00 | $85.37 – $381.13 |
| St Francis Downtown | Greenville | $414.60 | not published |
| St Francis Eastside | Greenville | $414.60 | not published |
| MUSC Health Chester Medical Center | Chester | $246.50 | $87.96 – $381.13 |
| MUSC Health Orangeburg Medical Center | Orangeburg | $341.00 | $333.38 – $366.72 |