Revise/implant finger joint at MUSC Health Black River Medical Center
3555 Williamsburg County Highway, Cades, SC · Muschealth · · NPI 1841914298
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$6,748.84 with Aetna vs $19,903.51 with Bcbs — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Managed Care Plan | $6,748.84 | — |
| Clover Health | Medicare Managed Care Plan | $6,883.82 | — |
| Bcbs | Lowcountry Blue Exchange | $6,942.41 | — |
| Absolute Total Care | Ambetter Exchange | $7,255.01 | — |
| Bcbs | Bluechoice/Blueoptions Exchange | $7,343.44 | — |
| Bcbs | Blueessentials Exchange | $7,343.44 | — |
| Molina | Exchange | $7,423.73 | — |
| Bcbs | Employee | $7,814.48 | — |
| Bcbs | State Other Commercial Plan | $10,419.30 | — |
| Unitedhealthcare | All Commercial Plans | $14,821.00 | — |
| Bcbs | Preferred Blue Ppo | $18,118.81 | — |
| Bcbs | Bluechoice Hmo | $19,903.51 | — |
Visitor-reported prices
Comments
Revise/implant finger joint at other South-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| HCA HEALTHCARE BRIGHTON PARK ER | MONCKS CORNER | not published | $1,660.42 – $11,315.36 |
| LIVE OAK MENTAL HEALTH AND WELLNESS | Ladson | not published | $1,660.42 – $11,315.36 |
| MUSC Health Florence Medical Center | Florence | not published | $6,748.84 – $15,562.00 |
| MUSC Health Kershaw Medical Center | Camden | not published | $5,726.52 – $14,634.00 |
| MUSC Health Chester Medical Center | Chester | not published | $7,013.95 – $14,348.00 |
| MUSC Health Orangeburg Medical Center | Orangeburg | not published | $6,748.84 – $7,423.73 |
| MUSC Health Main Campus - Charleston | Charleston | not published | $5,689.94 – $7,423.73 |
| MUSC Health Lancaster Medical Center | Lancaster | not published | $7,051.31 – $19,448.00 |