Ins/rplc spi npg/rcvr pocket at MUSC Health Black River Medical Center
3555 Williamsburg County Highway, Cades, SC · Muschealth · · NPI 1841914298
$26,879.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$53,758.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$17,033.00 with Unitedhealthcare vs $73,066.13 with Bcbs — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Unitedhealthcare | All Commercial Plans | $17,033.00 | ↓ -37% |
| Bcbs | Lowcountry Blue Exchange | $24,263.46 | ↓ -10% |
| Bcbs | Bluechoice/Blueoptions Exchange | $26,957.91 | ↑ +0% |
| Bcbs | Blueessentials Exchange | $26,957.91 | ↑ +0% |
| Aetna | Medicare Managed Care Plan | $28,700.06 | ↑ +7% |
| Bcbs | Employee | $29,123.72 | ↑ +8% |
| Clover Health | Medicare Managed Care Plan | $29,274.07 | ↑ +9% |
| Absolute Total Care | Ambetter Exchange | $30,852.57 | ↑ +15% |
| Molina | Exchange | $31,570.07 | ↑ +17% |
| Bcbs | State Other Commercial Plan | $38,831.63 | ↑ +44% |
| Bcbs | Preferred Blue Ppo | $66,514.44 | ↑ +147% |
| Bcbs | Bluechoice Hmo | $73,066.13 | ↑ +172% |
Visitor-reported prices
Comments
Ins/rplc spi npg/rcvr pocket at other South-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St Francis Downtown | Greenville | $180,260.37 | $29,556.94 – $29,852.51 |
| MUSC Health Orangeburg Medical Center | Orangeburg | $36,490.50 | not published |
| MUSC Health Main Campus - Charleston | Charleston | $36,490.50 | $20,887.87 – $31,570.07 |
| HCA HEALTHCARE BRIGHTON PARK ER | MONCKS CORNER | not published | $1,660.42 – $57,137.98 |
| LIVE OAK MENTAL HEALTH AND WELLNESS | Ladson | not published | $1,660.42 – $57,137.98 |
| MUSC Health Florence Medical Center | Florence | not published | $17,885.00 – $31,570.07 |
| MUSC Health Kershaw Medical Center | Camden | not published | $21,022.18 – $74,546.00 |
| MUSC Health Chester Medical Center | Chester | not published | $5,192.00 – $52,131.00 |